Equifax Security Freeze

Phone Number & Getting a Rep

Equifax Security Freeze number

888-298-0045
Toll-free·Calls Security Freeze·See main phone number & contact info
Q:

How do I talk to a human at this Equifax number?

A:For Security Freeze department
Q:

Does this phone number work 24/7?

A:No. Hours for this phone number are Mon-Fri 9am-5pm, Sat-Sun 9am-6pm EST. The least busy day is Wednesday, and the most busy day is Monday. See below for more and to learn where this data comes from.
Q:

How long will I have to wait to speak to Equifax Security Freeze?

A:The average hold time is 35 minutes. The longest hold times are on Wednesday, and the shortest are on Monday.

All Equifax customer service contact information

This is the #2 most popular Equifax phone number out of 13. Click above to go back to the main customer service number and other contact information, including Equifax email addresses, twitter handles, and live chat options.

More Equifax Customer Phone Numbers

Customer Care

800-846-5279
Main phone number · Toll-free · 24 hours, 7 days · Direct to human, just wait · In a few words, tell me how I can help you today?

Cancellations

866-640-2273
Toll-free · Mon-Fri 9am-5pm, Sat-Sun 9am-6pm EST · At prompt, press 1; then wait. For Security Freeze Department. · For the 2017 data breach settlement, say "settlement" or press 9. For assistance with your credit report, press or say 1. For login help, press or say 2. To cancel your product, press or say 3. To talk to a representative, press or say 4. If you're having trouble enrolling for a product, press or say 5.

Disputes

866-349-5191
Toll-free · Mon-Fri 9am-9pm, Sat-Sun 9am-6pm EST · Just wait · In a few words, tell me how I can help you today?

Canadien Customer Service

866-204-9044
Toll-free · Mon-Fri 9am-9pm, Sat-Sun 9am-6pm EST · Option 3, then Option 1. · Canada - If your ID is lost or stolen, press 1. If you're a victim of fraud, press 2. For a copy of your credit file and score, press 3. For a change of address, press 4. If you were denied credit, press 5. To get our mailing address, press 6. For any other questions, press 8.

Fraud Alert

888-766-0008
Toll-free · 24 hours, 7 days · To place a Fraud Alert on your credit report · In a few words, tell me how I can help you today?

Security Breach

800-525-6285
Toll-free · Mon-Fri 9am-9pm, Sat-Sun 9am-6pm EST · Direct to human, just wait · A representative will answer the line.

Equifax Online Investigation

800-555-4544
Toll-free · 24 hours, 7 days · This is the number for former CSC Credit Services customers · In a few words, tell me how I can help you today?

Member Services

877-784-2528
Toll-free · 24 hours, 7 days · Direct to human, just wait · In a few words, tell me how I can help you today?

Equifax Online Investigation

866-229-7861
Toll-free · 24 hours, 7 days · Enter confirmation number · In a few words, tell me how I can help you today?

Business Support

888-407-0359
Toll-free · 24 hours, 7 days · For Business Customer Support · For consumers, press 1. For business support, press 2. For technical support, press 3. For data contributor support, press 4.

Credit Watch Gold

877-474-8273
Toll-free · 24 hours, 7 days · Direct to human, just wait · For the 2017 data breach settlement, say "settlement" or press 9. For assistance with your credit report, press or say 1. For login help, press or say 2. To cancel your product, press or say 3. To talk to a representative, press or say 4. If you're having trouble enrolling for a product, press or say 5.

Automated Ordering Service

800-685-1111
Toll-free · 24 hours, 7 days · Calling this Equifax number should go right to a real human being · In a few words, tell me how I can help you today?

How do I get through the phone menu to a real live person?

GetHuman researchers routinely call this Equifax phone number to document the phone system.
Here is our latest tip for weaving through the phone menu to get to a real person the fastest: For Security Freeze department
Here is how our research team describes the way the Equifax phone system greets you: In a few words, tell me how I can help you today?

What are the hours and when should I call?

Equifax operates the call center for this 888-298-0045 phone number Mon-Fri 9am-5pm, Sat-Sun 9am-6pm ET. The short answer is that you should call on a Wednesday. This observation and the following section are based on analysis of a sample set of 31,300 calls made in the last 90 days using our free, web-based phone (see above).
An important note: busy times vs hold times vs best time to call
When we refer to busy or less busy times, we are talking about the volume of calls. The busiest times are when the most people are calling this Equifax phone number (least busy times have fewer people calling). This high call volume does not necessarily mean that you will have a long hold time when you call. Companies like Equifax staff their call centers differently based on the time of day and day of the week, so you may experience a shorter wait on hold at the busiest of times. When we refer to the best time to call, we are referring to the optimal combination of lower call volume and shorter wait times.

The least busy time to call

The least busy day to call Equifax is Wednesday. The most busy day to call is Monday. Again, this is based on a sample of 31,300 calls made with our AI-powered, web-based phone in the last 90 days.

The shortest wait on hold

We measured the shortest hold times to be on Monday. The longest wait in the queue on average occurs on Wednesday.

The best time to call

In summation, the best day to call Equifax is Wednesday. This is not the day with the shortest wait on hold in the phone system, but we still recommend it for its ideal combination of low call volume and short hold times. Plus we believe that Equifax staffs the call center well on Wednesday.

Why call this Equifax number?

Below is a sample of recent calls to Equifax, and their purpose. Are any of these similar to the reason you are trying to call?
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- From a call lasting 18s , Jul 22, 2024 6:33 PM

Calling this Equifax Customer Number

Adam Goldkamp is the editor / author responsible for this content.
Nov 9, 2023

Upon contacting Equifax, an automated system gives callers the option to select 8 for Spanish, followed by multiple choices for customer support. The automated message directs callers to remain on the line to speak with an agent to add a COVID-19 financial hardship statement to their credit report.

If this is not what you need, you’ll be directed to press 9 for information regarding the 2017 Equifax data breach settlement. The recording indicated the settlement details could be found online at www.equifaxbreachsettlement.com.

Most people call Equifax to check their credit score and/or report so a message instead directs you to the Equifax website, myequifax.com, to access this information at no cost. This step will save you time on the phone if all you need is your credit score/report. Once on the website, you can register for a personal account.

If you do remain on the line to speak with a representative or to hear other options, you’ll need to say specific words related to your issue/concern. Some choices include fraud alerts, credit score disputes, security freezes and/or credit scores. I wanted to get information about my credit report without having to set up an account online, so I said "credit report." I was then given other ways to request a copy of my report, including receiving a text message from Equifax to obtain my report from the site called Annual Credit Report.

At this point, the automated call directs you to hang up if you choose this text option unless you prefer to return to the main menu to access other options. I did return to see if I could speak with a representative. However, the recorded messaging does not allow access to a live agent until you have again chosen a specific concern based on their automated menu.

After listening to the choices, I pressed 5 for other questions and to see if a representative would be available. Finally, after 15 minutes on the phone, I pressed 4 for the option of more questions. I was told I could speak with an agent after verifying my identification with my mobile phone number, Social Security number, home street address and ZIP Code. I was sent a code by text to finalize the process and was finally connected to a customer service representative.

She explained it would take a minute to request a copy of my credit report and it would be mailed directly to me within five business days. Representatives are also able to add a statement to your credit report indicating that you’ve faced financial hardships due to the pandemic, and this would alert creditors as to why your credit balances may be high, payments might be late or additional credit lines were opened. I found the experience of reaching a representative a bit tedious and time-consuming, but agents are patient and helpful once you are connected. The website is most effective for basic help.

Adam has been tirelessly trying to help customers find the best tips and tricks to get through phone trees and writing many guides for prickly customer service problems. He's been featured in the Wall Street Journal, Inside Edition and Bloomberg.

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