Equifax Fraud Alert

Phone Number & Getting a Rep

Equifax Fraud Alert number

888-766-0008
Toll-free·Calls Fraud Alert·See main phone number & contact info
Q:

How do I talk to a human at this Equifax number?

A:To place a Fraud Alert on your credit report
Q:

Does this phone number work 24/7?

A:Yes! This phone number operates 24 hours a day, 7 days a week. The least busy day is Wednesday, and the most busy day is Monday. See below for more and to learn where this data comes from.
Q:

How long will I have to wait to speak to Equifax Fraud Alert?

A:The average hold time is 21 minutes. The longest hold times are on Wednesday, and the shortest are on Monday.

All Equifax customer service contact information

This is the #6 most popular Equifax phone number out of 13. Click above to go back to the main customer service number and other contact information, including Equifax email addresses, twitter handles, and live chat options.

More Equifax Customer Phone Numbers

Customer Care

800-846-5279
Main phone number · Toll-free · 24 hours, 7 days · Direct to human, just wait · In a few words, tell me how I can help you today?

Security Freeze

888-298-0045
Toll-free · Mon-Fri 9am-5pm, Sat-Sun 9am-6pm EST · For Security Freeze department · In a few words, tell me how I can help you today?

Cancellations

866-640-2273
Toll-free · Mon-Fri 9am-5pm, Sat-Sun 9am-6pm EST · At prompt, press 1; then wait. For Security Freeze Department. · For the 2017 data breach settlement, say "settlement" or press 9. For assistance with your credit report, press or say 1. For login help, press or say 2. To cancel your product, press or say 3. To talk to a representative, press or say 4. If you're having trouble enrolling for a product, press or say 5.

Disputes

866-349-5191
Toll-free · Mon-Fri 9am-9pm, Sat-Sun 9am-6pm EST · Just wait · In a few words, tell me how I can help you today?

Canadien Customer Service

866-204-9044
Toll-free · Mon-Fri 9am-9pm, Sat-Sun 9am-6pm EST · Option 3, then Option 1. · Canada - If your ID is lost or stolen, press 1. If you're a victim of fraud, press 2. For a copy of your credit file and score, press 3. For a change of address, press 4. If you were denied credit, press 5. To get our mailing address, press 6. For any other questions, press 8.

Security Breach

800-525-6285
Toll-free · Mon-Fri 9am-9pm, Sat-Sun 9am-6pm EST · Direct to human, just wait · A representative will answer the line.

Equifax Online Investigation

800-555-4544
Toll-free · 24 hours, 7 days · This is the number for former CSC Credit Services customers · In a few words, tell me how I can help you today?

Member Services

877-784-2528
Toll-free · 24 hours, 7 days · Direct to human, just wait · In a few words, tell me how I can help you today?

Equifax Online Investigation

866-229-7861
Toll-free · 24 hours, 7 days · Enter confirmation number · In a few words, tell me how I can help you today?

Business Support

888-407-0359
Toll-free · 24 hours, 7 days · For Business Customer Support · For consumers, press 1. For business support, press 2. For technical support, press 3. For data contributor support, press 4.

Credit Watch Gold

877-474-8273
Toll-free · 24 hours, 7 days · Direct to human, just wait · For the 2017 data breach settlement, say "settlement" or press 9. For assistance with your credit report, press or say 1. For login help, press or say 2. To cancel your product, press or say 3. To talk to a representative, press or say 4. If you're having trouble enrolling for a product, press or say 5.

Automated Ordering Service

800-685-1111
Toll-free · 24 hours, 7 days · Calling this Equifax number should go right to a real human being · In a few words, tell me how I can help you today?

How do I get through the phone menu to a real live person?

GetHuman researchers routinely call this Equifax phone number to document the phone system.
Here is our latest tip for weaving through the phone menu to get to a real person the fastest: To place a Fraud Alert on your credit report
Here is how our research team describes the way the Equifax phone system greets you: In a few words, tell me how I can help you today?

What are the hours and when should I call?

Equifax operates the call center for this 888-766-0008 phone number 24 hours, 7 days. The short answer is that you should call on a Wednesday. This observation and the following section are based on analysis of a sample set of 31,300 calls made in the last 90 days using our free, web-based phone (see above).
An important note: busy times vs hold times vs best time to call
When we refer to busy or less busy times, we are talking about the volume of calls. The busiest times are when the most people are calling this Equifax phone number (least busy times have fewer people calling). This high call volume does not necessarily mean that you will have a long hold time when you call. Companies like Equifax staff their call centers differently based on the time of day and day of the week, so you may experience a shorter wait on hold at the busiest of times. When we refer to the best time to call, we are referring to the optimal combination of lower call volume and shorter wait times.

The least busy time to call

The least busy day to call Equifax is Wednesday. The most busy day to call is Monday. Again, this is based on a sample of 31,300 calls made with our AI-powered, web-based phone in the last 90 days.

The shortest wait on hold

We measured the shortest hold times to be on Monday. The longest wait in the queue on average occurs on Wednesday.

The best time to call

In summation, the best day to call Equifax is Wednesday. This is not the day with the shortest wait on hold in the phone system, but we still recommend it for its ideal combination of low call volume and short hold times. Plus we believe that Equifax staffs the call center well on Wednesday.

Calling this Equifax Customer Number

Adam Goldkamp is the editor / author responsible for this content.
Nov 10, 2023

When you call Equifax, you spend the first half of your call feeling like you are being talked to instead of helped. That's because almost the first five minutes of the call involve listening to recordings you cannot skip that have nothing to do with your phone call. The recording might be helpful for a few select people, but for everyone else, it is a waste of time, and I'm not sure why they don't just make them into options on the call directory. This was possibly the worst part of calling the company. 

I expect to spend time on hold, but I don't appreciate it taking me almost ten minutes to actually get to the hold line. All I wanted to do was check on the status of a dispute I had, but with a customer service agent, because I had a few facts that I wanted to add. For a company that deals with credit disputes, this shouldn't have been a complicated task. However, they turn it into a hassle for the consumer, and I don't appreciate that very much. 

When you first call, the company greets you, and then you have to listen to a long spiel about how to add a note to your file if you were financially impacted by COVID-19. This is odd because the pandemic is over, and it seems that could be removed at this point. Then you have to listen to something about privacy and the company and then another long speech about how you can go online to get answers to a lot of support questions. If I wanted to go online,, I would not have called them in person. 

Finally, I got a voice assistant who asked me to say a few words about what I needed, and while it picked up that I needed help with a dispute, it still sent me to a directory that included a lot of options to choose from. I navigated through two directories, and then it gave me the option to talk to a customer service agent by pressing 0, but first, I had to give the robot a lot of personal information. I wonder just how carefully they keep that information since I could have been calling from any public location. Finally, I got to a hold line, but then I waited almost half an hour to talk to someone. The agent was able to help me, but I feel like the entire process could have been better. 

Adam has been tirelessly trying to help customers find the best tips and tricks to get through phone trees and writing many guides for prickly customer service problems. He's been featured in the Wall Street Journal, Inside Edition and Bloomberg.

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