How Do I Use My Points to Pay My Bill with Citicard

Customers who have a CitiCard rewards card are informed of the types of bills they can pay using their reward points. They are walked through the steps of setting up bill pay using Thank You rewards points and provided with information on the types of bills they can pay with this method. Readers also learn they can redeem rewards points for cash which can then be used to pay any bill they wish.

Adam Goldkamp is the editor / author responsible for this content.
Feb 13, 2024

CitiCard offers customers many perks, and one customer favorite is the ability to pay bills with CitiCard points. If you are a CitiCard customer, you may be asking, "How do I use my points to pay my bill with CitiCard?" Paying your bill with points is easy, and this article outlines how to do that. You can also contact customer service here for assistance in paying your bill with CitiCard points.

What Can You Pay With Points?

There are several ways you can redeem your points to lower your monthly balances on several bills. You can redeem points to receive up to a $250 credit statement at a time. This can greatly lower your overall balance and help you reduce your out-of-pocket amount for your CitiCard monthly payment. You can also redeem points to pay toward student loans or mortgage payments, or you can send the points right to your automatic bill pay. A third option for using your CitiCard reward points to pay bills is to redeem the points for cash. Once you have the cash in hand (or your account), you can turn around and use that to pay your bill.

How To Redeem Points

Redeeming your CitiCard points to pay a bill is simple. Just follow these steps:

  1. Log into your CitiCard online account access.
  2. Go to "Rewards."
  3. Choose a "Payee." CitiCard offers a list of payees you can choose from a drop-down menu. If the payee you are looking for is not listed, you can add that person or company. Make sure you review the terms and conditions as well.
  4. Select the number of points you want to redeem to pay toward the bill. You can opt to pay the entire bill in points if you have enough to cover the entire bill. You can also use a combination of CitiCard points and cash to pay a bill.
  5. Schedule the date of the payment. On that date, your CitiCard Thank You rewards will be deposited into your checking account, and the bill will be paid out of that account.

Using CitiCard Thank You reward points for bill pay is a quick and convenient way to meet your monthly requirement. Following the steps in this article, you can set up a one-time payment for either your student loan, mortgage, or other bill and use your CitiCard rewards to cover some or all of the amount due. For more information or assistance, contact CitiCard customer service here.

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Adam has been tirelessly trying to help customers find the best tips and tricks to get through phone trees and writing many guides for prickly customer service problems. He's been featured in the Wall Street Journal, Inside Edition and Bloomberg.
How Do I Use My Points to Pay My Bill with Citicard

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