How Do I Open a New Bank of America Account?

Bank of America is a leader in banking services for millions of Americas. If you are thinking of opening an account with Bank of America, you may be wondering what you need to do. How do you open a new Bank of America account? You can get information and assistance from Bank of America customer support here, and read on for steps to opening your new account.

How to Open a New Bank of America Account

To open a new Bank of America account, you need to do the following:

1. Provide the required information. To start the process you will need to provide the following:
   • Your full name
   • Your current mailing address
   • Social security number of account holder
   • Email address
   • If you already have an existing account and you are opening a new account, provide the number of your existing account
   • If you have a joint account holder, provide the same information listed above for you
2. Submit the required identifying documentation. You will need to provide two forms of identification (primary and secondary) such as:
   • Primary identification can include:
     • State issued driver's license or identification with photo
     • US Passport
     • Military identification
     • Bank of America branded debit or credit card with your photograph on the card
   • Secondary identification can include:
     • A credit card from another major financial institution
     • A credit card from a major retailer
     • Visa or MasterCard debit card from another major financial institution
     • Student ID from a college or university
     • Local high school student ID
     • US issued work badge or identification
3. Choose the account that is best for you. Some accounts to choose from are:
   • Bank of America Advantage Plus Banking
     • This is primarily designed for students or people who want to open an account that has a low minimum balance requirement. While it does carry a service fee, the fee is waived if you maintain a $250 minimum balance in your account and other requirements.
   • Bank of America Advantage Relationship Banking
     • This account carries a higher minimum balance requirement in order to have the $25 monthly fee waived. This is for individuals or couples who keep a running balance in their account.
   • Bank of America Advantage SafeBalance Banking
     • This is the Bank of America "check-less" checking account. For a $4.95 monthly fee, you can have this account and use digital checks to pay for your purchases
4. Open the Bank of America website on your computer
5. Click "Open account" under the type of account you wish to open
6. Enter your zip code
7. Click the statement that best fits if you wish to add a savings account
8. Enter your offer code
9. Click on "Go to Application." If you are already a Bank of America member, check to box to autofill your application
10. Enter the required information and submit your application
11. You can set up direct deposit on your paycheck once your account is open

Banking with Bank of America gives you a number of account options that are easy to open. For more information or assistance, contact Bank of America customer service here.