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Ally Bank Customer Service

Phone Number & Contact Info

Ally Bank's Best Phone Number

877-247-2559
Toll-free·Calls Customer Service·Most popular Ally Bank number
Free tools for easier calling
Q:

How do I talk to a live human at Ally Bank?

A:Repeat "Representative" until you are transferred. Our free phone can also navigate phone menus to get a live human at Ally Bank for you.
Q:

Does Ally Bank offer 24 hour customer service?

A:Yes! This call center operates 24 hours a day, 7 days a week. The least busy day is Sunday, and the most busy day is Tuesday.
Q:

How long will I wait on hold?

A:The average hold time is 3 minutes. The longest hold times are on Monday, and the shortest are on Thursday. You can skip the hold time for free.

Ally Bank Customer Phone Numbers

Ally Invest

855-880-2559
Toll-free · 24 hours, 7 days · Calling this Ally Bank number should go right to a real human being · To place a trade, say "trade" or press 1. For transfers, say "transfer" or press 2. · Free tools available: Talk for me, Skip the wait, Schedule my call

International Callers

757-247-2559
24 hours, 7 days · Calling this Ally Bank number should go right to a real human being · What do you need help with today? Bank accounts, CDs, press 1. Auto, press 2. Invest, press 3. Home loan, press 4. Personal loan, press 5. Credit cards, press 6.

Home Loans

855-256-2559
Toll-free · Mon-Fri 8:30am-8pm, Sat 10am-4pm EST · Calling this Ally Bank number should go right to a real human being · For new home loans or financing, press 1. Servicing your existing home loan, press 2. For other Ally services outside of home loans, press 3. · Free tools available: Talk for me, Skip the wait, Schedule my call

Billing and Online Accounts

888-568-0186
Toll-free · Mon-Fri 8am-10pm, Sat 8am-9pm EST · Calling this Ally Bank number should go right to a real human being · Enter the account number you would like to access, followed by the hash key. · Free tools available: Talk for me, Skip the wait, Schedule my call

How do I get through the phone menu to a live person?

Consider using our free service that calls and talks to customer service for you, then sends you a report. Or use our free service that waits on hold and tells you when a human rep is on the line. But if those options don't appeal to you, our team has also documented the phone menu for Ally Bank below.

Let us call and talk to Ally Bank for you

Our AI powered phone can dial, navigate the phone menu, wait on hold, and even talk to customer service for you, for free. You don't even need to learn about the path through the various phone options.

We can get a live person on the line for you

That same, free GetHuman Phone can call and navigate the menus and wait on hold for you, but you can opt to do all the talking. We notify you when a rep is on the line and ready to talk, so no need to worry about changing menu options and weaving your way through the maze.
Of course, we completely understand if you prefer to do all the dialing, waiting, and talking yourself. All of these free tools are optional.
GetHuman researchers routinely call this Ally Bank phone number to document the phone system.
Here is how our research team describes the way the Ally Bank phone system greets you: What do you need help with today? Bank accounts, CDs, press 1. Auto, press 2. Invest, press 3. Home loan, press 4. Personal loan, press 5. Credit cards, press 6.
Here is our latest tip for weaving through the phone menu to get to a real person the fastest: Repeat "Representative" until you are transferred.
Below are some clips we've found from Ally Bank's phone menus and tips that help give an idea of what you will encounter when you call. We've highlighted why they are important as well:

They may need the phone number on your account

"Hi. Welcome to Ally.
Just so you know, we may record this call to make sure you have the best experience possible.
What do you need help with today? You can say bank accounts and if you know the phone numb if you know the phone number associated with your account, say yes or press one."
Excerpt from a call with Ally Bank
Tuesday, February 13, 2024 3:45 PM

They may ask your reason for calling (instead of a menu)

"Hi. Welcome to Ally.
Just so you know, we may record this call to make sure you have the best experience possible.
What do you need help with today? You can say bank accounts and CD or press one."
Excerpt from a call with Ally Bank
Thursday, August 15, 2024 1:01 AM

The first phone menu

"Hi. Welcome to Ally. Just so you know, we may record this call to make sure you get great service. We don't recognize this phone number. We didn't quite get that.
What kind of account are you calling about? Say bank, or press one, invest or press two, vehicle or press three, Home loan or press four.
Personal loan or press five.
Credit card or press six."
Excerpt from a call with Ally Bank
Friday, November 8, 2024 2:33 AM

What are the hours and when should I call?

Ally Bank operates the call center for this 877-247-2559 phone number 24 hours, 7 days. The short answer is that you should call on a Monday. This observation and the following section are based on analysis of a sample set of 1,270 calls made in the last 90 days using our free, web-based phone (see above).

Automatically call when they open

When you use our free AI-powered phone to call and talk, wait on hold, or navigate for you, it will automatically wait until the Ally Bank call center opens before trying to call. It will ask your permission before it places the call, so you can also further delay that scheduled call until you are ready. But that means you can "set it and forget it" ahead of time.
An important note: busy times vs hold times vs best time to call
When we refer to busy or less busy times, we are talking about the volume of calls. The busiest times are when the most people are calling this Ally Bank phone number (least busy times have fewer people calling). This high call volume does not necessarily mean that you will have a long hold time when you call. Companies like Ally Bank staff their call centers differently based on the time of day and day of the week, so you may experience a shorter wait on hold at the busiest of times. When we refer to the best time to call, we are referring to the optimal combination of lower call volume and shorter wait times.

The least busy time to call

The least busy day to call Ally Bank is Sunday. The most busy day to call is Tuesday, which averages 334% more phone calls by comparison. Again, this is based on a sample of 1,270 calls made with our AI-powered, web-based phone in the last 90 days.
Sun
Quietest
Mon
Tue
Busiest
Wed
Thu
Fri
Sat

The shortest wait on hold

We measured the shortest hold times to be on Thursday. The longest wait in the queue on average occurs on Monday.
But if you use our free call and talk for me or wait on hold for me service, you don't really need to worry about average wait times.

The best time to call Ally Bank

In summation, the best day to call Ally Bank is Monday.

Calling this Ally Bank Customer Number

Mar 6, 2024

When you call Ally Bank's Customer Service phone number with a customer problem, you're greeted by an automated message system. After stating that the conversation may be recorded for quality assurance, the following options are presented: press one for bank accounts and CDs; press two for auto; press three for invest; press four for home loan; press five for personal loan; press six for credit card; and press seven to repeat the options.

Specifics regarding each option aren't presented in the main phone menu. The recording simply says "auto" or "home loan" rather than something like, "Press four to inquire about or check the status of a home loan."

This main menu will repeat for two cycles if no option is selected, and then requests you to use the keypad. I assume with this automated system, you can verbally say which number option, although this wasn't stated or implied.

The second recording, which is the same main menu except with a statement at the beginning that explicitly instructs callers to use the keypad, has a new option presented at the second cycle: press zero to speak to an associate. So, to even be presented with the option to directly speak to an associate, the main menu has to repeat for a minimum of four cycles. This is very frustrating, as an immediate option to speak with a representative increases accessibility and allows a greater number of individuals to be adequately assisted.

After the fifth total cycle, and the third with the new "use the keypad" statement, the recording says it is unable to assist you at this time, says goodbye, and ends the call. I'm not sure why the system wouldn't automatically route to a representative. I'm also not sure why the keypad option to speak to a human wasn't available at the beginning. It's also worth noting there aren't alternative language options, such as Spanish or French, which further limits caller accessibility.

If you press any of the presented options, one through six, you're taken to an additional automated message system aimed at narrowing down your area of inquiry. Although, this system seems to operate by voice more so than by using the keypad. I had to press my option on the keypad twice for it to register.

Overall, calling Ally Bank's customer service phone number was frustrating. Once I was able to reach an associate, she was largely helpful but a bit terse. In my opinion, going to the bank's website would be a better option than trying to navigate its customer service phone number, especially if your call is unsuccessful.

Jeff truly believes that all customers deserve good service. He’s been building tools, inventing phone tree hacks and helping customers since before his days at GetHuman. He's also a Google GDE and involved in the Angular community.

Why Customers Call Ally Bank

If you have time to do a bit of reading before you call Ally Bank, we recommend you read over some of our problem-specific articles.

How Do I Unfreeze My Ally Bank Account?

Learning that your account has been frozen is never an easy experience. You worry about your bills and receiving your pay. Fortunately, the best thing to do is to check your bank account for any unauthorized transactions and then call Ally Bank Customer Service as soon as you can and discuss this with them. They might be able to release your account immediately, but that depends on their policies.

How Do I Close My Ally Bank Account?

Ally Bank has been around for a long time and they have expanded their offerings to match their clients' needs. Keeping the same bank during your life is the ideal, but there are times when closing an account the only option. Keep in mind your account's type, along with any fees. Please review Ally's closure policy before you close to avoid surprises. Please call your account's customer service department if you need more information.

How Do I Elect Ebills in My Ally Bank Account?

Ally Bank offers eBills a simple and internal way of handling your online billing from different payees in one single place: your Ally Bank online or mobile account. By logging into it, you can set up eBills or select specific existing eBills to change payment schedules and amounts — or delete them entirely.

Top Ally Bank customer service problems

Click the link above to get answers to just about any Ally Bank customer service question, including step by step guides for the most complex issues. You can also detail a new issue and get answers instantly.
Below is a sample of recent calls to Ally Bank, and their purpose. Are any of these similar to the reason you are trying to call?
Payment dispute: "You guys have been doing false payments."
- From a call lasting 29m 17s , Dec 18, 2024 2:38 PM
Checking account inquiry: "I'm calling about my checking account."
- From a call lasting 1m 58s , Dec 17, 2024 9:05 PM
Inquiry about checking account: "Hi, I'm calling about my checking account."
- From a call lasting 2m , Dec 17, 2024 9:02 PM
Information about why customers call Ally Bank is extracted from issues that customers have reported to GetHuman.
Ally Bank issues reported to GetHuman

More Ally Bank Customer Service Contacts

There are of course other ways to contact Ally Bank customer service besides the phone. Below we list the best ones, by medium.

Ally Bank Customer Service Live Chat

ally.com - Customer Service
Click "Contact Us" at the top, then choose "Chat"
If phone-based customer service is not available, or the wait times are long, many people prefer chat as a next-best option. Some even prefer it to calling on the phone. Luckily, Ally Bank provides this option.

Ally Bank Customer Email Addresses

customerservice@ally.com - Customer Service
Customer service email address
Corresponding with a customer service department by email may not be your first choice, especially if your issue is urgent or time-sensitive. But email is a nearly ubiquitous form of communication, and Ally Bank will reply our your email.

Ally Bank Customer Help Desk / Web Support

ally.com - Customer Service
Online customer service support
As a last, sometimes only, resort- Ally Bank customer service can be accessed through their website. This can entail digging through help articles before finding a form and "being allowed" to submit a problem to their team, and rarely leads to a real-time conversation, which is why GetHuman does not recommend this unless it's the only way.

Conclusion and closing notes

This is Ally Bank's best phone number, the real-time current wait on hold and tools for skipping right through those phone lines to get right to a Ally Bank agent. This phone number is Ally Bank's best phone number because 15,012 customers like you used this contact information over the last 18 months and gave us feedback. Common problems addressed by the customer care unit that answers calls to 877-247-2559 include Recover account, Refund or suspicious charge, Update account information, Technical support, Change or cancel account and other customer service issues. Rather than trying to call Ally Bank first, consider describing your issue first; from that we may be able to recommend an optimal way to contact them via phone or chat or web or email. In total, Ally Bank has 5 phone numbers. It's not always clear what is the best way to talk to Ally Bank representatives, so we started compiling this information built from suggestions from the customer community. Please keep sharing your experiences so we can continue to improve this free resource.

GetHuman does not provide call center services or customer support operations for Ally Bank. The two organizations are not related. GetHuman builds free tools and shares information to help customers of companies like Ally Bank. For large companies that includes tools such as our GetHuman Phone, which allows you to call a company but skip the part where you wait on the line to get a live human rep. We continue to work on these tools to help customers like you (and ourselves!) navigate the messy phone menus, hold times, and confusion with customer service. As long as you keep sharing it with your friends and loved ones, we'll keep doing it.

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