If I Don't Claim an Kroger Gift Card, What Happens?

Kroger gift cards are a great way to give someone shopping power. However, there is always the possibility that the recipient will never use the card. If it goes unclaimed, the card can expire or have its balance reduced. Kroger has taken steps to ensure that if customers do not claim their gift cards, the company will donate them to charity.

Jul 13, 2023

Kroger gift cards may remain unused for various reasons. If you have a gift card that has gone unclaimed, what happens to it? Do you throw it away? Several things can happen to these unclaimed gift cards. Here are a few things that can happen if you don't claim your Kroger gift card.

1. The Gift Card Expires

Kroger gift cardholders may not use these cards and eventually forget. Therefore, they become unclaimed. According to the terms and conditions of Kroger gift cards, the company has set an expiration date on the cards.

If you fail to use these cards before the gift cards reach the expiry date, the remaining value of your gift card will be forfeited. It means that if you have an unused Kroger gift card beyond its expiry date, you may not get any value from it.

2. The Balance Is Reduced

After a certain period of inactivity, some gift cards will start to deduct fees or reduce the card balance. This is known as a maintenance fee, and it can quickly deduct the value of the gift card until it becomes worthless.

Inactivity means that someone hasn't used the card in a certain amount of time. The card's terms will stipulate how long it must remain inactive before the fee kicks in.

The way these fees work varies from state to state. Some states have laws preventing them. If you receive a gift card you won't use soon, you should check on any restrictions to keep your balance from being docked or eliminated.

3. Unclaimed Kroger Gift Cards Are Given to Charity

Unclaimed gift cards can be lost or thrown away by people who don't use them and haven't figured out how to gift them properly. Kroger has taken steps to ensure that it will donate unclaimed gift cards to local charities. Kroger chose charity over other options because it believes that donating money is a more efficient way to help its community.

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Christian has been writing about long hold times and customer service call center experiences since 2010. He's been featured in Bloomberg, the Wall Street Journal and the Boston Globe.

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