Updated

Nissan Credit Customer Service

Phone Number & Contact Info

Nissan Credit's Best Phone Number

800-888-2799
Toll-free·Calls Customer Service·Most popular Nissan Credit number
Free tools for easier calling
Q:

How do I talk to a live human at Nissan Credit?

A:Press 1 for Nissan, then press 0. Our free phone can also navigate phone menus to get a live human at Nissan Credit for you.
Q:

Does Nissan Credit offer 24 hour customer service?

A:Not at this number; hours here are Mon-Fri 7am-7pm CST. The least busy day is Friday, and the most busy day is Wednesday. If the call center is closed, you can schedule a call.
Q:

How long will I wait on hold?

A:The average hold time is 4 minutes. The longest hold times are on Thursday, and the shortest are on Monday. You can skip the hold time for free.

Nissan Credit Customer Phone Numbers

Retail Customer Service

800-456-6622
Toll-free · Mon-Fri 7am-7pm CST · Press 1, then 0# when it asks for an account number · If you are a customer, please press 1. If you are a dealer, please press 2. If you are someone else, please press 3. · Free tools available: Talk for me, Skip the wait, Schedule my call

How do I get through the phone menu to a live person?

Consider using our free service that calls and talks to customer service for you, then sends you a report. Or use our free service that waits on hold and tells you when a human rep is on the line. But if those options don't appeal to you, our team has also documented the phone menu for Nissan Credit below.

Let us call and talk to Nissan Credit for you

Our AI powered phone can dial, navigate the phone menu, wait on hold, and even talk to customer service for you, for free. You don't even need to learn about the path through the various phone options.

We can get a live person on the line for you

That same, free GetHuman Phone can call and navigate the menus and wait on hold for you, but you can opt to do all the talking. We notify you when a rep is on the line and ready to talk, so no need to worry about changing menu options and weaving your way through the maze.
Of course, we completely understand if you prefer to do all the dialing, waiting, and talking yourself. All of these free tools are optional.
GetHuman researchers routinely call this Nissan Credit phone number to document the phone system.
Here is how our research team describes the way the Nissan Credit phone system greets you: If you are a customer, please press 1. If you are a dealer, please press 2. If you are someone else, please press 3.
Here is our latest tip for weaving through the phone menu to get to a real person the fastest: Press 1 for Nissan, then press 0.
Below are some clips we've found from Nissan Credit's phone menus and tips that help give an idea of what you will encounter when you call. We've highlighted why they are important as well:

The first phone menu

"Thank you for calling Nissan Motor Acceptance Company. And Infinity Financial Services. Your call may be recorded or monitored for quality purposes.
If you are a customer, please press one.
If you are a dealer, please press two.
If you are someone else, please press three."
Excerpt from a call with Nissan Credit
Saturday, June 1, 2024 12:21 AM

What are the hours and when should I call?

Nissan Credit operates the call center for this 800-888-2799 phone number Mon-Fri 7am-7pm CT. The short answer is that you should call on a Friday. This observation and the following section are based on analysis of a sample set of 79 calls made in the last 90 days using our free, web-based phone (see above).

Automatically call when they open

When you use our free AI-powered phone to call and talk, wait on hold, or navigate for you, it will automatically wait until the Nissan Credit call center opens before trying to call. It will ask your permission before it places the call, so you can also further delay that scheduled call until you are ready. But that means you can "set it and forget it" ahead of time.
An important note: busy times vs hold times vs best time to call
When we refer to busy or less busy times, we are talking about the volume of calls. The busiest times are when the most people are calling this Nissan Credit phone number (least busy times have fewer people calling). This high call volume does not necessarily mean that you will have a long hold time when you call. Companies like Nissan Credit staff their call centers differently based on the time of day and day of the week, so you may experience a shorter wait on hold at the busiest of times. When we refer to the best time to call, we are referring to the optimal combination of lower call volume and shorter wait times.

The least busy time to call

The least busy day to call Nissan Credit is Friday. The most busy day to call is Wednesday, which averages 150% more phone calls by comparison. Again, this is based on a sample of 79 calls made with our AI-powered, web-based phone in the last 90 days.
Mon
Tue
Wed
Busiest
Thu
Fri
Quietest

The shortest wait on hold

We measured the shortest hold times to be on Monday. The longest wait in the queue on average occurs on Thursday.
But if you use our free call and talk for me or wait on hold for me service, you don't really need to worry about average wait times.

The best time to call Nissan Credit

In summation, the best day to call Nissan Credit is Friday. This is not the day with the shortest wait on hold in the phone system, but we still recommend it for its ideal combination of low call volume and short hold times. Plus we believe that Nissan Credit staffs the call center well on Friday.

Calling this Nissan Credit Customer Number

Christian Allen is the editor / author responsible for this content.
Apr 26, 2024

About a year ago I completed a lease pay-off for my Nissan Versa Note and I still don't have the title. Nissan mistakenly thought since I paid with a certified check that it was a bank loan, but it wasn't. They sent the title to my bank and the bank told me that they wouldn't have accepted it, so now I need to call them to talk to someone. 

When I called, an automated voice picked up and said, "Thank you for calling Nissan Motor Acceptance Company. Your call may be recorded or monitored for quality purposes. If you are a customer, please press 1. If you are a dealer, please press 2. If you are someone else, please press 3."

I pressed 1, and then the voice assistant stated, "Welcome to our voice-enabled system, how can I help you today?" I responded that I needed help with my "lease pay-off" and it went on to collect further information from me. First, it asked, "Is the number you are calling from associated with your account? To proceed, please enter the number you are calling about." Once I did that it asked me to, "Please key in or say your social security number or account number." Once I did this it said that it couldn't find my account number and would transfer me to a customer agent. 

I was on hold for about 20 minutes and then I was transferred to an agent who had clear English and looked into the problem for me. The wait was a bit much, but the agent was helpful so I will take the win. 

Christian has been writing about long hold times and customer service call center experiences since 2010. He's been featured in Bloomberg, the Wall Street Journal and the Boston Globe.

Why Customers Call Nissan Credit

If you have time to do a bit of reading before you call Nissan Credit, we recommend you read over some of our problem-specific articles.

What is the interest rate for Nissan Credit?

The interest rate for Nissan Credit varies depending on a few factors. These factors include your credit score, loan term, and the specific vehicle you are purchasing. Nissan Credit offers competitive interest rates to help make financing a Nissan vehicle more affordable. To find out the exact interest rate for your specific situation, it is best to contact a Nissan dealership or apply for financing through their website. They will be able to provide personalized information based on your credit profile and the vehicle you are interested in purchasing. Keep in mind that interest rates can also be influenced by market conditions, so it is always a good idea to check for the most up-to-date rates.

Can I refinance my Nissan Credit loan?

Yes, it is possible to refinance your Nissan Credit loan. Refinancing your loan allows you to obtain better loan terms, such as lower interest rates or longer repayment periods, which can help you save money or make your monthly payments more affordable. To refinance your Nissan Credit loan, you would need to meet certain criteria, such as having a good credit score and being up-to-date on your loan payments. Additionally, Nissan Credit may have specific requirements and processes that you need to follow in order to refinance your loan. It is recommended to contact Nissan Credit directly or consult their website for further information and guidance on refinancing options for your loan.

How long does it take to get approved for Nissan Credit?

The approval process for Nissan Credit typically takes a short amount of time. From the moment you submit your application, it usually takes no more than a few hours to receive a decision. However, in some cases, the process may require additional information or documentation, which can slightly extend the time frame. Furthermore, factors such as the completeness and accuracy of your application, as well as the current volume of applications being processed, may also impact the overall approval time. Nevertheless, Nissan Credit strives to swiftly review and approve applications to ensure a smooth and efficient experience for customers.

Top Nissan Credit customer service problems

Click the link above to get answers to just about any Nissan Credit customer service question, including step by step guides for the most complex issues. You can also detail a new issue and get answers instantly.
Below is a sample of recent calls to Nissan Credit, and their purpose. Are any of these similar to the reason you are trying to call?
Making a payment inquiry: "Yes. I'm trying to make a payment."
- From a call lasting 13m 47s , Aug 16, 2024 4:46 PM
Title inquiries: "Title inquiries."
- From a call lasting 2m 56s , Feb 7, 2024 8:53 PM
Payment assistance: "I needed to pay my bill but couldn't do it on the phone like before."
- From a call lasting 31m 38s , Feb 5, 2024 7:07 PM
Information about why customers call Nissan Credit is extracted from issues that customers have reported to GetHuman.
Nissan Credit issues reported to GetHuman

More Nissan Credit Customer Service Contacts

There are of course other ways to contact Nissan Credit customer service besides the phone. Below we list the best ones, by medium.

Nissan Credit Customer Service Live Chat

nissanfinance.com - Customer Service
Click "Chat Now" on the right
If phone-based customer service is not available, or the wait times are long, many people prefer chat as a next-best option. Some even prefer it to calling on the phone. Luckily, Nissan Credit provides this option.

Nissan Credit Customer Help Desk / Web Support

nissanfinance.com - Customer Service
Customer service web page
As a last, sometimes only, resort- Nissan Credit customer service can be accessed through their website. This can entail digging through help articles before finding a form and "being allowed" to submit a problem to their team, and rarely leads to a real-time conversation, which is why GetHuman does not recommend this unless it's the only way.

Conclusion and closing notes

This is Nissan Credit's best phone number, the real-time current wait on hold and tools for skipping right through those phone lines to get right to a Nissan Credit agent. This phone number is Nissan Credit's best phone number because 7,338 customers like you used this contact information over the last 18 months and gave us feedback. Common problems addressed by the customer care unit that answers calls to 800-888-2799 include Cancel account, Complaint, Overcharge/Strange charge, Billing issue, Credit issue and other customer service issues. Rather than trying to call Nissan Credit first, consider describing your issue first; from that we may be able to recommend an optimal way to contact them via phone or chat or web. In total, Nissan Credit has 2 phone numbers. It's not always clear what is the best way to talk to Nissan Credit representatives, so we started compiling this information built from suggestions from the customer community. Please keep sharing your experiences so we can continue to improve this free resource.

GetHuman does not provide call center services or customer support operations for Nissan Credit. The two organizations are not related. GetHuman builds free tools and shares information to help customers of companies like Nissan Credit. For large companies that includes tools such as our GetHuman Phone, which allows you to call a company but skip the part where you wait on the line to get a live human rep. We continue to work on these tools to help customers like you (and ourselves!) navigate the messy phone menus, hold times, and confusion with customer service. As long as you keep sharing it with your friends and loved ones, we'll keep doing it.

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