What are the eligibility requirements for a Wells Fargo Credit Card?

Asked 2 years ago
The eligibility requirements for a Wells Fargo credit card can vary depending on the specific card you are interested in, but there are some general criteria that applicants must meet. First and foremost, individuals typically need to be at least eighteen years old and be a legal resident of the United States. It is also important to have a valid Social Security number. Wells Fargo usually considers an applicant's credit history as well. A good credit score is often beneficial, as it indicates responsible credit usage. While the exact credit score requirements may vary by card, typically a score in the good to excellent range is preferable. Additionally, an applicant’s income, debt-to-income ratio, and existing credit obligations are taken into account as part of the overall evaluation. Finally, Wells Fargo may also review an applicant's banking relationship with them, if applicable. For specific and detailed information regarding eligibility and features of particular cards, individuals may wish to explore the Wells Fargo website, where the latest information is posted.
Adam Goldkamp is the editor / author responsible for this content.
Answered Jul 17, 2025

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