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Pacific Life Customer FAQ

Top Answers & How-to Guides

What is Pacific Life's Phone Number?

The question we are asked most often is about how to talk to Pacific Life customer service. Click here for contact information, email and chat options, getting a live person, wait times and more.

Are there any tax benefits associated with owning a life insurance policy?

Yes, there are tax benefits associated with owning a life insurance policy. The primary tax benefit is that the death benefit proceeds...
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Recent Pacific Life Customer Questions

borrow off life insurance policy

Yes, with many types of life insurance policies, such as whole life or universal life insurance, you can borrow against the cash value of your policy. This would essentially be a loan from Pacific Life and would decrease the death benefit if not repaid. It's key to remember that borrowing against your policy could have long-term impacts on your policy benefits and tax implications. It's best to consult with a financial advisor before taking such a step. Each policy is unique and you'll want to understand all the ins and outs before making a decision.
Asked Apr 17, 2024 8:26 PM

Help me with my Pacific Life customer service issue

Types of Policies

What are the different types of life insurance policies offered by Pacific Life?

Pacific Life offers a range of life insurance policies to cater to diverse individual needs. The company provides term life insurance,...

Premium Factors

What factors determine the premium for a life insurance policy?

The premium for a life insurance policy is determined by various factors that Pacific Life takes into consideration. These factors...

Customization Options

Can I customize my life insurance policy to fit my specific needs?

Yes, at Pacific Life, we offer the flexibility to customize your life insurance policy to suit your specific needs. We understand that...

Discounts and Savings

Are there any discounts or savings programs available for policyholders?

Yes, Pacific Life offers several discounts and savings programs for policyholders. We understand the importance of providing value...

Beneficiary Changes

Can I change the beneficiaries on my life insurance policy?

Yes, you can change the beneficiaries on your life insurance policy with Pacific Life. We understand that life circumstances can change,...

Premium Payment Issues

What happens if I miss a premium payment?

If you miss a premium payment for your Pacific Life policy, you will typically have a grace period, which is a specific duration stated...

Grace Period

Is there a grace period for premium payments?

Yes, Pacific Life offers a grace period for premium payments. The grace period allows policyholders a designated amount of time to...

Cash Value Meaning

What does the cash value of a life insurance policy mean?

The cash value of a life insurance policy refers to the amount of money that accumulates over time within certain types of permanent...

Tax Benefits

Are there any tax benefits associated with owning a life insurance policy?

Yes, there are tax benefits associated with owning a life insurance policy. The primary tax benefit is that the death benefit proceeds...
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