What is the Equifax credit monitoring service and how does it work?

The Equifax credit monitoring service is a comprehensive tool designed to help individuals stay informed and vigilant about their credit health. It monitors and analyzes credit files from all three major credit bureaus, including Equifax, Experian, and TransUnion. The service provides timely alerts of key changes or suspicious activities detected in credit files, such as new accounts, credit inquiries, address changes, or potential fraud. It also offers users access to their credit scores, reports, and identity theft protection features. Equifax credit monitoring service works by leveraging advanced technology and continuous monitoring to swiftly detect any potential anomalies or issues in credit files, providing users with the information and resources needed to take appropriate actions to safeguard their credit and personal information.