Is State Farm the Cheapest Auto Insurance?

State Farm offers various auto insurance coverage options. Full-coverage policyholders have access to integrated roadside assistance coverage. Other policyholders can buy roadside assistance coverage at discounted rates. State Farm policies consistent financial protection at affordable rates. The company also offers several additional discounts and benefits to customers. You can find the post-discount costs using the estimator tool available on the website.

Dec 9, 2022

State Farm offers over 100 different auto insurance policies to customers all over America. Whether you want a minimum coverage policy or a full coverage policy with additional rideshare coverage, the company can meet all your auto insurance needs at affordable rates.

While the auto insurance rate the company offers may seem higher than rates offered by other insurers, the company offers a range of benefits, discounts, and rewards. Insurance rates also vary based on location, vehicle type, and driving history. It is also critical to consider the monthly premium rates and coverage to decide if the policy is cost-effective. You can learn more about State Farm auto insurance rates by calling the company's customer service team.

Cost of Auto Insurance and Coverage

The approximate cost of a full coverage auto insurance policy is around $1,200, which is lower than the U.S. average of $1,320. However, the cost of minimal coverage policies is around $625. Minimal coverage policies offer collision coverage, comprehensive coverage, and liability insurance coverage. Full coverage policies often offer several additional benefits like car rental, travel and lodging, and rideshares.

Additionally, the policies cover both medical expenses and property damage. If you opt for a cheaper auto insurance policy that does not offer personal injury coverage, you may end up incurring significant out-of-pocket expenses after an accident. State Farm Auto Insurance rates are affordable considering the detailed coverage the company offers policyholders.

Access to Bundling Discounts and Other Benefits

When evaluating State Farm auto insurance rates, it's vital to consider that the company offers bundling benefits. You can save up to 25% on insurance by buying home insurance and auto insurance from State Farm. Customers who own more than one vehicle or have two or more vehicles at home have the option to save up to 17% with multi-vehicle discounts.

The company offers several other discounts to student drivers and drivers who follow safe driving habits. You may speak to the customer service team to find out more about the discounts and rewards you may be eligible for.

The phone number and contact details are available in the GetHuman directory. You can also compute the post-discount cost of auto insurance using the estimator tool available on the website. Customers can also save money with Drive Safe and Save programs and the Auto Insurance Savings scheme.

Discounted Emergency Roadside Assistance

State Farm offers emergency roadside assistance through the Emergency Road Service program. Policyholders who buy full coverage policies have roadside assistance coverage. Other policyholders can buy roadside assistance coverage at discounted rates. Access to roadside assistance is beneficial to all drivers. Buying roadside assistance separately is usually more expensive.

Is State Farm Auto Insurance Affordable?

State Farm policies are affordable considering the range of benefits and additional discounts that customers are eligible for. It is essential to note that policyholders get personal injury coverage and property damage coverage at affordable rates. Policyholders also have access to several discounts and benefits.

Customers have the option to customize their policies to include the specific coverage types they want. State Farm may not be the cheapest auto insurance provider in America. However, the company offers high-quality auto insurance products at competitive rates. The company also holds A++ ratings from A.M Best. Therefore these policies ensure financial protection and safety.

Further questions?

Ask a followup or related question and we will try to provide an answer in seconds.
Adam has been tirelessly trying to help customers find the best tips and tricks to get through phone trees and writing many guides for prickly customer service problems. He's been featured in the Wall Street Journal, Inside Edition and Bloomberg.

Why does GetHuman Write How-to Guides for State Farm Problems?

GetHuman has been working for over 10 years on sourcing information about big organizations like State Farm in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our Is State Farm the Cheapest Auto Insurance? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.

State Farm

Asked 3 years ago
Updated 2 years ago
Viewed 2,985,818 times
State Farm
State Farm cheapest auto insurance
State Farm auto insurance rates
Was this page helpful?YesNeeds work
Sharing is what powers GetHuman's free customer service contact information and tools. You can help!