What are the fees for using my Santander account internationally?

Asked 5 months ago
When using a Santander account internationally, various fees may be applicable, and these can vary based on the type of account and the transactions being conducted. For instance, when using a Santander debit or credit card abroad, customers may incur foreign transaction fees, typically around three percent of the transaction amount. Additionally, there may be fees associated with currency conversion depending on the account type. Customers should also be aware that when withdrawing cash from ATMs outside the United States, there may be extra charges imposed by both Santander and the ATM operator. These fees can aggregate, leading to higher overall costs for international transactions. It is advisable for individuals to review the specific terms and conditions related to their account type, as well as any alerts or agreements on fees related to international use. For the most current information regarding fees associated with an account or any specific transactions, it is beneficial to consult the Santander website, which provides detailed and up-to-date resources.
Jeff Whelpley is the editor / author responsible for this content.
Answered Jul 10, 2025

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