What are the fees for using my debit card abroad?

Santander UK has specific policies regarding the use of debit cards abroad, which may include various fees. It is important to note that while some transactions may be free, others may incur charges, depending on the country you are visiting and the type of transaction involved. When using your Santander debit card abroad, you may face foreign exchange fees for transactions made in a currency other than British pounds. This fee can be a percentage of the transaction amount, and it is advisable to check the specific fee details associated with cross-border transactions on the Santander UK website. Additionally, if you make a withdrawal at an ATM, there might be an international transaction fee and possibly additional fees charged by the ATM provider itself. Moreover, it is worth noting that some merchants may offer to process your transaction in British pounds instead of the local currency. While this may seem convenient, it is often more cost-effective to choose the local currency, as the conversion rates applied by foreign merchants can be less favorable than those offered by Santander. For accurate and up-to-date information regarding specific fees when using your debit card abroad, it is recommended to visit the Santander UK website or consult the terms and conditions related to international card usage. This will ensure that you are fully aware of any charges you may incur while traveling.