What is the process for obtaining a debit or credit card?

The process for obtaining a debit or credit card through Ascend Federal Credit Union is generally straightforward and user-friendly. For individuals interested in a debit card, the first step usually involves opening a checking account with Ascend. Once the account is established, the credit union typically issues a debit card linked directly to that account. This card allows members to access their funds, make purchases, and withdraw cash from ATMs. The debit card generally arrives by mail a few days after the checking account has been set up. On the other hand, obtaining a credit card involves a separate application process. Members considering a credit card must first check the various options available through Ascend, as the credit union may offer different types of credit cards with varying features and benefits. After selecting a preferred card, the member would fill out an application form. This application usually requires personal information, financial details, and a credit history check. Ascend will then review the application and determine approval based on criteria such as creditworthiness and income. Once approved, the member will receive their credit card by mail. It is always advisable for members to review the terms and conditions associated with both debit and credit cards, including fees and interest rates. For specific information about card offerings, terms, and the application process, visiting the official website of Ascend Federal Credit Union may provide the most current details and contact information.