What types of life insurance plans does Ameritas offer?

Ameritas Life Insurance Company offers a variety of life insurance plans that cater to different needs and financial goals. Their main products include term life insurance, whole life insurance, and universal life insurance. Term life insurance provides coverage for a specified period, typically ranging from ten to thirty years. This option is often more affordable and is suitable for individuals who need temporary coverage to protect their income, pay off debts, or ensure financial stability for dependents during critical years. Whole life insurance offers lifelong coverage with a guaranteed death benefit, along with a cash value component that accumulates over time. This plan is designed for individuals seeking a long-term insurance option that can also serve as an investment vehicle. Universal life insurance is a flexible option that combines life coverage with an investment savings element. Policyholders can adjust their premium payments and the death benefit amount, based on their changing financial circumstances. For more detailed information on the specific features, benefits, and costs associated with these plans, it is advisable to visit Ameritas Life Insurance Company's official website or look for the current contact information available there.