Can I convert my term life insurance policy to a permanent policy later on?

Many term life insurance policies, including those offered by Ameritas Life Insurance Company, come with a conversion option that allows policyholders to convert their term policy into a permanent policy. This feature can be quite beneficial as it provides the opportunity to secure lifelong coverage without the need to undergo additional medical underwriting, especially if the policyholder's health has changed since the original purchase. However, specific terms, conditions, and timelines for conversion can vary based on the policy type and the insurer’s guidelines. It is important for policyholders to check the details of their individual policy to understand the conversion process, including any deadlines or limitations. For more precise information regarding Ameritas Life Insurance Company's policy options and conversion terms, one might consider visiting their website for further details.