What types of insurance options does AMERCO offer for truck rentals?

Asked 2 years ago
AMERCO provides several insurance options for customers renting trucks. The available coverage types are designed to offer protection and peace of mind while using U-Haul vehicles. One primary option is the Damage Waiver, which relieves customers of financial responsibility for damages to the rented truck, exempting them from liability for most scenarios, except for incidents arising from reckless behavior or violation of rental terms. Another option is the Personal Accident and Injury Protection, which offers coverage for medical expenses that may arise from an accident while operating the rented vehicle. This is especially beneficial for customers who want to ensure that they have access to medical assistance in the event of an unforeseen situation. Additionally, AMERCO provides coverage for personal property, protecting items inside the rented truck during transportation. This can be a valuable option for individuals moving household goods or valuable items. For exact details, including coverage limits and exclusions, it is advisable for customers to carefully review the terms provided during the rental process. Customers can also find more specific information by visiting the U-Haul website, where they can see the current options and associated details.
Christian Allen is the editor / author responsible for this content.
Answered Sep 22, 2025

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