Do I need insurance to rent a truck with AMERCO?

Asked 2 months ago
When renting a truck with AMERCO, also known as U-Haul, it is important to understand that insurance is a key consideration. While customers are not legally required to purchase insurance from U-Haul, it is highly recommended to consider securing coverage for any potential damages or liabilities that may occur during the rental period. U-Haul offers several insurance options, such as the Damage Waiver or other forms of protection plans that may help alleviate financial responsibility in case of an accident or damage to the truck. Additionally, customers may have coverage from their personal auto insurance policies or credit cards; it may be beneficial to check with those providers to confirm what is included. Always keep in mind that reviewing the terms and conditions of the rental agreement, including insurance details, can aid in making an informed decision. For more specific information regarding insurance options, it may be helpful to visit the official U-Haul website.
Christian Allen is the editor / author responsible for this content.
Answered Sep 22, 2025

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