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PayPal (UK) Customer FAQ

Top Answers & How-to Guides

What is PayPal (UK)'s Phone Number?

The question we are asked most often is about how to talk to PayPal (UK) customer service. Click here for contact information, email and chat options, getting a live person, wait times and more.

How do I create a PayPal account?

Creating a PayPal account is a straightforward process that allows you to send and receive money online easily and securely. First, After selecting the type of account, you will be prompted to enter your email address and create a password. It is important to choose a strong password for security reasons. Following this, you will be asked to provide personal information, such as your name, address, and phone number. Verify your details are correct before proceeding. Once you complete this information, PayPal will send a confirmation email to the address you provided. You will need to click the link in that email to verify your account. After verification, you may want to link a bank account or credit/debit card to your PayPal account to facilitate transactions. For more detailed guidance, it may be helpful to consult the current web page for any updates or specific instructions related to account creation....

How do I transfer money between my PayPal account and my bank?

Transferring money between a PayPal account and a bank account is a straightforward process that can be done through the PayPal platform. To transfer money to your bank, select the "Transfer Funds" option, and then choose "Transfer to Bank." You will then be prompted to enter the amount you wish to transfer. It is important to be aware that transfers may take up to three to five business days to complete, depending on your bank's processing times. Conversely, if you want to add funds from your bank account to your PayPal account, you will again access the "Wallet" section and select the option to add funds. Follow the prompts to link your bank account if you have not already done so. For the most accurate and current details regarding processing times and any associated fees, it is always a good idea to refer to the official PayPal website....
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Recent PayPal (UK) Customer Questions

How do I change my mobile phone number

To change your mobile phone number in PayPal (UK), log in to your account, go to 'Settings', then select 'Account Settings'. From there, find 'Phone Number' and follow the prompts to update it. Always ensure to verify the new number for security purposes.
Asked Aug 29, 2025 10:35 PM

Purchased item on line paid with my PayPal account, no email after completion of payment

If you haven't received a confirmation email after completing a payment with your PayPal account, check your spam or junk email folder. Sometimes, email providers may mistakenly classify automated messages as spam. Additionally, verify that the email address linked to your PayPal account is correct. If everything looks fine and you still do not see the confirmation, the transaction should still be reflected in your PayPal account's activity. You can review your recent transactions by logging in to your PayPal account.
Asked Mar 3, 2025 6:38 AM

I use 2 factor authorisation to access my PayPal account. The phone number is no longer valid.

If your phone number for two-factor authentication is no longer valid, you will need to update your phone number in your PayPal account settings. Log in to your account and look for the security settings to change your phone number. If you are unable to access your account due to this issue, follow the recovery options provided on the login page.
Asked Feb 17, 2025 9:59 AM

I got a email saying I’ve ordered a phone it’s not me and I don’t have a PayPal account

We're sorry to hear this. This could be a potential phishing attempt by individuals trying to gain access to your personal information. It might not have anything to do with PayPal UK as you mentioned you don't have an account. Never click on any links or provide information to an email you find suspicious. As a precaution, it's recommended to change your email password and ensure your computer is protected with up-to-date antivirus software. Call your bank to check if any unauthorised transactions have occurred. Even though you're not a PayPal UK customer, you can report the suspicious email to PayPal at spoof@paypal.com.
Asked Apr 18, 2024 12:21 PM

I need to update my mobile number

To update your mobile number on PayPal UK, follow these steps: 1. Log in to your PayPal account. 2. Click the gear icon in the upper-right corner to navigate to your account settings. 3. In the 'Phone' section, click 'Update'. 4. You should see a '+' icon where you can add a new number. Input the new number and click 'Add Number'. 5. To remove the old mobile number, click 'Update' again, locate the old number, select 'Remove' and confirm the removal. Remember to verify your new mobile phone number by clicking 'Confirm' after adding it. You will receive a code via SMS to complete the verification.
Asked Apr 2, 2024 10:16 PM

Help me with my PayPal (UK) customer service issue

Disputes and Support

How can I dispute a transaction on PayPal?

To dispute a transaction on PayPal, a user must first log in to their PayPal account. Once logged in, they should navigate to the "Activity" Following this, the user will need to choose the type of dispute they want to file. PayPal offers several options depending on the nature of the issue, such as unauthorized transactions or items that were not received. After selecting the appropriate option, the user should provide the necessary information to support their claim, including any relevant details or documentation. Once the dispute is submitted, PayPal will review the case and will generally communicate updates via email. It is important for the user to keep an eye on their email for any requests for additional information from PayPal during the review process. Users should also be aware that there are time limits for disputing transactions, which usually is within 180 days of the transaction date. Details about specific policies and procedures can usually be found on the official PayPal website, so it may be beneficial to consult the current PayPal page for further guidance on disputes....

Is PayPal support available 24/7?

PayPal support in the UK is not available 24 hours a day, seven days a week. Typically, customer service hours can vary, with representatives...

What fees are associated with using PayPal?

PayPal charges various fees depending on the types of transactions, services, and features used by the account holder. It is important For personal transactions, sending money from a PayPal balance or linked bank account typically incurs no fees within the UK. However, if a user sends money using a credit or debit card, there is usually a fee of around 2.9 percent plus a fixed fee based on the currency being used. Moreover, if a payment is made in a foreign currency, exchange rate fees may apply, which are a percentage of the transaction amount. For commercial transactions, when businesses receive payments for goods and services, PayPal charges a processing fee. In the UK, this fee is often approximately 2.9 percent of the transaction amount, along with a fixed fee that varies by currency. Additionally, PayPal may offer discounted rates for businesses with higher sales volumes or those using specific PayPal services. PayPal also provides features like subscriptions and invoicing, which might have their own associated fees. If a user is withdrawing funds to their bank account, this typically incurs no charge, but instant transfers may involve a fee. It is advisable to review the current fee structure on the PayPal website to get the most accurate and up-to-date information, as fees can change and vary by circumstances....

Security and Safety

What security measures does PayPal have in place?

PayPal (UK) employs a range of robust security measures to protect users and their transactions. One of the primary features is the In addition to encryption, PayPal (UK) utilizes two-factor authentication, offering users an added layer of security. This means that, when accessing an account or performing certain transactions, users may be required to provide a verification code sent to their registered mobile device. This process significantly reduces the chances of account compromise, as it requires both something the user knows and something only the user has. Furthermore, PayPal (UK) continuously monitors accounts for unusual activity and transactions, allowing for quick detection and response to potentially fraudulent actions. In the event of unauthorized transactions, PayPal (UK) may offer account holders the ability to report issues directly through their platform, allowing for investigations to proceed promptly. Lastly, the PayPal website also maintains strict compliance with industry standards and regulations, which reinforces its commitment to user security and trust. For specific details or updates, users are encouraged to visit the official PayPal site....

What should I do if I suspect fraudulent activity on my account?

If you suspect fraudulent activity on your PayPal UK account, it is important to act promptly to protect your finances and personal If you discover any transactions that you did not authorize, you should report these transactions immediately. PayPal offers a feature for disputing transactions directly through the account interface. Locate the specific transaction, and follow the prompts to dispute it. This process will initiate an investigation into the matter. Moreover, it is advisable to change your account password to enhance security. Ensure that your new password is strong and unique. Additionally, consider enabling two-factor authentication if you have not done so already. This added layer of security can help prevent unauthorized access to your account in the future. It is also wise to monitor your financial accounts closely for any unusual activity, not just within your PayPal account. If you are concerned about your financial security, you may wish to contact your bank or financial institution for further guidance. Lastly, for further assistance or specific inquiries, refer to the contact information available on the official PayPal UK website, which provides comprehensive support resources....

Is it safe to use PayPal for online transactions?

PayPal is widely regarded as a safe and secure method for online transactions. The platform employs advanced encryption technology Furthermore, PayPal offers a Buyer Protection program that covers eligible purchases, providing users a sense of security when making online purchases. If a transaction does not go as planned, customers have the opportunity to report the issue and may receive a full refund, provided the conditions of the program are met. It is worth noting that while PayPal takes numerous measures to ensure security, it is important for users to also adopt best practices for online safety. This includes using strong passwords, enabling two-factor authentication when available, and regularly monitoring account activity for any unauthorized transactions. Overall, when used responsibly, PayPal can be a reliable option for conducting online transactions. For more specific details and guidance, users may wish to look at the official PayPal UK website....

Account Management

How do I create a PayPal account?

Creating a PayPal account is a straightforward process that allows you to send and receive money online easily and securely. First, After selecting the type of account, you will be prompted to enter your email address and create a password. It is important to choose a strong password for security reasons. Following this, you will be asked to provide personal information, such as your name, address, and phone number. Verify your details are correct before proceeding. Once you complete this information, PayPal will send a confirmation email to the address you provided. You will need to click the link in that email to verify your account. After verification, you may want to link a bank account or credit/debit card to your PayPal account to facilitate transactions. For more detailed guidance, it may be helpful to consult the current web page for any updates or specific instructions related to account creation....

What do I do if I forget my PayPal password?

If an individual forgets their PayPal password, there are several steps that can be taken to regain access to their account. First, The user must open this email and follow the instructions provided in order to create a new password. When creating a password, it is important to choose a strong password that meets the security requirements set by PayPal. If an individual does not receive the reset email, it is advised to check the spam or junk folder, as it may sometimes end up there. In cases where the user encounters any difficulties, they can visit the current PayPal website for more detailed assistance and information....

How do I close my PayPal account?

To close a PayPal account, there are a few steps that a user should follow. First, the user needs to ensure that all pending transactions Once this is done, the user can log in to the PayPal account. They should navigate to the "Account Settings" section, which is typically found by clicking on the gear icon. In the account settings, there should be an option to close the account. After selecting the option to close the account, the user may be prompted to confirm their decision. It is essential to remember that closing a PayPal account cannot be undone. For further information, it is a good idea to explore the official PayPal (UK) website for any specific guidelines or additional support....

How do I update my account information?

To update your account information with PayPal (UK), you can log into your account on the PayPal website or through the PayPal app. If you need to change your email address or phone number, you will be able to do so from the relevant sections within the settings menu. For bank account or credit card updates, you can add a new payment method or edit your current ones. It is important to ensure all your information is accurate for a smooth transaction experience. For specific guidance or if you encounter any difficulties, it may be helpful to refer to the current web page for further instructions or contact information if needed....

Payments and Transfers

How do I transfer money between my PayPal account and my bank?

Transferring money between a PayPal account and a bank account is a straightforward process that can be done through the PayPal platform. To transfer money to your bank, select the "Transfer Funds" option, and then choose "Transfer to Bank." You will then be prompted to enter the amount you wish to transfer. It is important to be aware that transfers may take up to three to five business days to complete, depending on your bank's processing times. Conversely, if you want to add funds from your bank account to your PayPal account, you will again access the "Wallet" section and select the option to add funds. Follow the prompts to link your bank account if you have not already done so. For the most accurate and current details regarding processing times and any associated fees, it is always a good idea to refer to the official PayPal website....

How can I link my bank account or credit card to PayPal?

Linking a bank account or credit card to a PayPal account is a straightforward process that can be completed through the PayPal website For adding a bank account, the user will need to provide information such as their account number and sort code. PayPal may perform a small verification process, which typically involves making a small deposit into the bank account, requiring the user to confirm the amount to complete the linking process. When it comes to linking a credit or debit card, the user will need to input the card number, expiration date, and security code. It is important to ensure that the billing address associated with the card matches the one registered with PayPal. Upon completing these steps, the linked financial sources will be available for transactions. Users can always refer to the PayPal website for the most current guidelines and support information regarding linking bank accounts and cards, as well as any additional verification requirements....

Can I send money internationally using PayPal?

Yes, it is possible to send money internationally using PayPal. PayPal provides a convenient platform for users to transfer funds across In most cases, the sender can select whether to send the money as a personal transaction or as a payment for goods and services. It is important to note that fees and exchange rates may apply when sending money internationally, so users should be aware of the total cost of the transaction. Additionally, the availability of international sending services may vary based on the sender's and recipient's locations. For more specific information on the applicable fees, exchange rates, and terms of service, users are encouraged to check the current PayPal website....

Can I use PayPal with eBay or other online marketplaces?

PayPal has long been associated with eBay and is commonly used on various online marketplaces, making transactions more convenient While eBay has introduced other payment methods in recent years, PayPal remains a popular choice among users due to its user-friendly interface and the added layer of protection it offers for both parties in a transaction. Buyers can feel confident when making purchases, as PayPal provides safeguards against fraud and unauthorized transactions. In addition to eBay, PayPal can also be used on numerous other online marketplaces, such as Etsy and Magento, among others. Many businesses and online sellers utilize PayPal for its ease of use and reliability. To confirm the specific payment options available on any given platform, it is always best to check the payment section of their website or app. For the most updated information, users may refer to PayPal's official website, which outlines available partnerships and options for merchants....

What types of payments can I make with PayPal?

PayPal offers a wide variety of payment options for its users in the UK, making it a versatile platform for online transactions. Users Additionally, PayPal supports transactions through the PayPal App, which provides a user-friendly mobile interface for making payments on the go. Users can link their PayPal accounts to various funding sources, including debit cards, credit cards, and bank accounts, allowing for flexible payment options. International payments are also possible, enabling users to send money across borders easily. Furthermore, users can set up recurring payments for subscriptions or memberships with merchants that accept PayPal. For the most accurate and current information on the range of payment options available in the UK, it is advisable to visit the official PayPal website....
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