Debt Free America Customer Service

Phone Number & Contact Info

Debt Free America's Best Phone Number

800-234-6781
Toll-free·Calls Customer Service·Most popular Debt Free America number
Free tools for easier calling
Q:

How do I talk to a live human at Debt Free America?

A:Calling this Debt Free America number should go right to a real human being. Our free phone can also navigate phone menus to get a live human at Debt Free America for you.
Q:

Does Debt Free America offer 24 hour customer service?

A:Yes! This call center operates 24 hours a day, 7 days a week. The least busy day is Wednesday, and the most busy day is Monday.
Q:

How long will I wait on hold?

A:We don't expect that you will have to wait to talk to a person. This is a direct line. You can skip the hold time for free.

How do I get through the phone menu to a live person?

Consider using our free service that calls and talks to customer service for you, then sends you a report. Or use our free service that waits on hold and tells you when a human rep is on the line. But if those options don't appeal to you, our team has also documented the phone menu for Debt Free America below.

Let us call and talk to Debt Free America for you

Our AI powered phone can dial, navigate the phone menu, wait on hold, and even talk to customer service for you, for free. You don't even need to learn about the path through the various phone options.

We can get a live person on the line for you

That same, free GetHuman Phone can call and navigate the menus and wait on hold for you, but you can opt to do all the talking. We notify you when a rep is on the line and ready to talk, so no need to worry about changing menu options and weaving your way through the maze.
Of course, we completely understand if you prefer to do all the dialing, waiting, and talking yourself. All of these free tools are optional.
GetHuman researchers routinely call this Debt Free America phone number to document the phone system.
Here is our latest tip for weaving through the phone menu to get to a real person the fastest: Calling this Debt Free America number should go right to a real human being
In fact, much of this information on this page is superfluous because this Debt Free America phone number is a direct line to a human being. The line is well-staffed and you should anticipate a very short wait on hold or none whatsoever, as long as you are calling during business hours.
We don't know of any phone menus you would encounter when calling either.

What are the hours and when should I call?

Debt Free America operates the call center for this 800-234-6781 phone number 24 hours, 7 days. The short answer is that you should call on a Wednesday. This observation and the following section are based on analysis of a sample set of 9 calls made in the last 90 days using our free, web-based phone (see above).

Automatically call when they open

When you use our free AI-powered phone to call and talk, wait on hold, or navigate for you, it will automatically wait until the Debt Free America call center opens before trying to call. It will ask your permission before it places the call, so you can also further delay that scheduled call until you are ready. But that means you can "set it and forget it" ahead of time.
An important note: busy times vs hold times vs best time to call
When we refer to busy or less busy times, we are talking about the volume of calls. The busiest times are when the most people are calling this Debt Free America phone number (least busy times have fewer people calling). This high call volume does not necessarily mean that you will have a long hold time when you call. Companies like Debt Free America staff their call centers differently based on the time of day and day of the week, so you may experience a shorter wait on hold at the busiest of times. When we refer to the best time to call, we are referring to the optimal combination of lower call volume and shorter wait times.

The least busy time to call

The least busy day to call Debt Free America is Wednesday. The most busy day to call is Monday. Again, this is based on a sample of 9 calls made with our AI-powered, web-based phone in the last 90 days.

The shortest wait on hold

We measured the shortest hold times to be on Tuesday. The longest wait in the queue on average occurs on Wednesday.
But if you use our free call and talk for me or wait on hold for me service, you don't really need to worry about average wait times.

The best time to call Debt Free America

In summation, the best day to call Debt Free America is Wednesday. This is not the day with the shortest wait on hold in the phone system, but we still recommend it for its ideal combination of low call volume and short hold times. Plus we believe that Debt Free America staffs the call center well on Wednesday.
Once again, please put this information in perspective because this phone number has no phone menu or long waits. It generally gets picked up right away if calling during their opening hours. If there is any way, it will typically be very short.

Why Customers Call Debt Free America

If you have time to do a bit of reading before you call Debt Free America, we recommend you read over some of our problem-specific articles.

Is Debt Free America a debt consolidation company?

No, Debt Free America is not a debt consolidation company. While debt consolidation is one of the solutions they offer, they provide a range of services to help individuals with their financial struggles. Their services include debt settlement negotiations, budget counseling, financial education, and assistance with credit card debt, medical bills, and payday loans. Debt Free America aims to help clients become debt-free by providing personalized strategies and support tailored to their specific financial situation. Their team of certified credit counselors and financial experts work with clients to develop a comprehensive plan to eliminate debt and achieve long-term financial stability.

What types of debt can Debt Free America help with?

Debt Free America can assist with various types of debt, including credit card debt, medical bills, personal loans, payday loans, and collection accounts. Our dedicated team of financial experts is experienced in negotiating with creditors to reduce interest rates, waive late fees, and develop manageable repayment plans. We provide guidance and support throughout the debt settlement process to help individuals become debt-free faster. With our proven strategies and customized solutions, we strive to alleviate the burden of overwhelming debt and empower individuals to regain control of their financial well-being. Contact us today to explore the options available and start your journey towards a debt-free future.

Is Debt Free America accredited by any organizations?

Yes, Debt Free America is accredited by the Better Business Bureau (BBB). We are proud to have earned an A+ rating, which demonstrates our commitment to transparency, ethical practices, and exceptional customer service. Being accredited by the BBB means that our organization has met their rigorous standards for trustworthiness and accountability. Our accreditation reinforces our dedication to helping individuals and families overcome their debt struggles and achieve a better financial future. We understand the importance of working with a reputable company when seeking debt relief solutions, and our accreditation with the BBB serves as a testament to our credibility and industry expertise.

Top Debt Free America customer service problems

Click the link above to get answers to just about any Debt Free America customer service question, including step by step guides for the most complex issues. You can also detail a new issue and get answers instantly.

Conclusion and closing notes

This is Debt Free America's best phone number, the real-time current wait on hold and tools for skipping right through those phone lines to get right to a Debt Free America agent. This phone number is Debt Free America's best phone number because 54 customers like you used this contact information over the last 18 months and gave us feedback. Common problems addressed by the customer care unit that answers calls to 800-234-6781 include Request a loan, Eligibility question, Repayment question, Overcharge/Strange charge, Extension and other customer service issues. Rather than trying to call Debt Free America first, consider describing your issue first; from that we may be able to recommend an optimal way to contact them via phone. In total, Debt Free America has 1 phone number. It's not always clear what is the best way to talk to Debt Free America representatives, so we started compiling this information built from suggestions from the customer community. Please keep sharing your experiences so we can continue to improve this free resource.

GetHuman does not provide call center services or customer support operations for Debt Free America. The two organizations are not related. GetHuman builds free tools and shares information to help customers of companies like Debt Free America. For large companies that includes tools such as our GetHuman Phone, which allows you to call a company but skip the part where you wait on the line to get a live human rep. We continue to work on these tools to help customers like you (and ourselves!) navigate the messy phone menus, hold times, and confusion with customer service. As long as you keep sharing it with your friends and loved ones, we'll keep doing it.

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