How Do I Get Safeco to Lower My Rate?
If you have Safeco auto insurance, there are a number of ways to lower your rate, including installing an anti-theft device, anti-lock brakes, taking an accident prevention course, driving less frequently, and more depending on the state you live in.
If you get your auto insurance from Safeco and want to save some money, you might be able to get them to lower your rate. There are a number of things you can do that will qualify for one of Safeco's discounts.
Get Anti-Lock Brakes Installed
Anti-lock brakes make your car safer to drive by making it less likely to skid out of control in certain kinds of accidents. Safeco will reward you for taking this safety step by discounting your rate.
Drive Safely
If you go a few years without getting into any accidents, Safeco will lower your rate because you have proven to the company that you are a low-risk driver. You can also get your deductible lowered this way.
Get an Anti-Theft Device Installed
By installing an anti-theft device, you are making it less likely that your car will get stolen and therefore less likely that Safeco will have to pay to replace it. To thank you, Safeco will lower your rate.
Drive Infrequently
Do everything you can to cut down the number of miles you drive in a year. If you get them low enough, Safeco will lower your rate. After all, the less you drive, the fewer opportunities there for getting into an accident.
Ask about the RightTrack Program
Safeco's RightTrack program is not offered in every state, but if your state's Safeco branch does offer it, you could wind up with an enormous discount. Just let Safeco monitor your driving for 90 days with an app and you will get a discount. If this monitoring proves that you are a safe driver, you could get a 30% discount.
Request a Higher Deductible
Ask a Safeco representative if you can get a lower rate in exchange for taking a higher deductible. By shouldering more of the responsibility for paying for an accident, you may not have to pay so much month to month. Be sure that you can actually pay the higher deductible, though.
Take an Accident Prevention Course
Taking an accident prevention course will help you drive more safely. It will also lower your rate.
Use Teen Safety Rewards
If you have a teenage driver on your policy, ask Safeco about Teen Safety Rewards. Using the tools Safeco provides to help your teen drive more safely can get you a discount.
Have any Questions?
If you have some questions that you need answered, get in contact with Safeco's customer service. You can reach it by phone and by help forum.
Further questions?
Solutions to similar problems
Why does GetHuman Write How-to Guides for Safeco Insurance Problems?
GetHuman has been working for over 10 years on sourcing information about big organizations like Safeco Insurance in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our How Do I Get Safeco to Lower My Rate? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.