How can I avoid interest fees on my Orchard Bank balance?

To avoid interest fees on an Orchard Bank balance, it is essential to pay the full statement balance by the due date each month. Orchard Bank, like most credit card issuers, typically offers a grace period on new purchases if the balance is paid in full. This means that if the entire amount is settled on time, no interest will be charged on those new transactions. It is also helpful to keep track of spending and understand how payments are applied. If a payment is made after the billing cycle closes, interest may apply to any remaining balance from the previous cycle. It is advisable to monitor statements regularly and consider setting up reminders or automatic payments for convenience. Additionally, utilizing the online services provided by Orchard Bank can make it easier to track balances and due dates. For specific inquiries or to access further information, visiting the current Orchard Bank webpage may provide useful resources and contacts.