What is the penalty for not having health insurance?

Asked a year ago
The penalty for not having health insurance is commonly known as the individual mandate penalty. As of 2021, the penalty no longer applies at the federal level. Previously, under the Affordable Care Act (ACA), individuals who did not obtain health insurance coverage were subject to a financial penalty when filing their taxes. However, the penalty was reduced to $0 by the Tax Cuts and Jobs Act of 2017, essentially making it no longer enforceable. Keep in mind that some states may have implemented their own individual mandate, requiring residents to have health insurance or face a local penalty. Therefore, it is important to check the specific regulations in your state of residence to fully understand any potential penalties for not having health insurance.
Jeff Whelpley is the editor / author responsible for this content.
Answered May 3, 2024

Need further help?

Type out your followup or related question and we will get you an answer right away.

Need to call HealthCare.gov?

If you need to call HealthCare.gov customer service, now that you have the answers that you needed, click the button below. You can either call them on your phone or use our free AI-powered phone to dial for you, get a rep for you, and more.
Call HealthCare.gov

HealthCare.gov

Find a list of many popular HealthCare.gov questions with answers or step by step guides on our FAQ page below. Or ask a whole new question and get an answer right away.
Call HealthCare.govHealthCare.gov Customer Service FAQAsk a Question
Was this page helpful?YesNeeds work
Sharing is what powers GetHuman's free customer service contact information and tools. You can help!