Can my FICO score be different between credit bureaus?

Asked a year ago
Yes, it is possible for your FICO score to be different between credit bureaus. Each credit bureau collects and maintains its own data, which may vary in terms of accuracy and completeness. Different lenders may also report information to different bureaus, leading to disparities in credit data. As a result, credit bureaus may calculate your FICO score using slightly different algorithms and weightings. Therefore, it is common for FICO scores to vary across bureaus. While the discrepancies may not be significant, they can still influence lending decisions. Therefore, it's important to regularly monitor your credit reports from all three bureaus and address any inaccuracies to ensure your FICO score is as accurate as possible.
Christian Allen is the editor / author responsible for this content.
Answered May 3, 2024

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