Can I request a credit freeze or fraud alert on my account?

Yes, you can request a credit freeze or fraud alert on your Equifax (Canada) account. A credit freeze restricts access to your credit report, preventing lenders from viewing it without your permission, which helps prevent identity theft. To request a credit freeze, you will need to contact Equifax and provide them with the necessary information. Equifax will then place a freeze on your credit file. A fraud alert, on the other hand, adds an extra layer of protection by notifying potential lenders that they need to take extra precautions to verify your identity before extending credit. You can request a fraud alert by contacting Equifax, and they will notify TransUnion as well. Both these options assist in safeguarding your credit and personal information from unauthorized access.