How Do I Send an Ach Payment from My Capital One Account?
Capital One provides the option for 360 checking account holders to set up ACH payments or bill payments. Payments can be either one-time transactions or recurring payments, and this can be set up through the customer's online account access via computer or mobile app with just a few clicks or taps.
At some point in time, you've probably sent an ACH payment or received one without realizing that is what the transaction is called, and you can do this from your Capital One account. You may be asking, how do I send an ACH payment using my Capital One account? You can contact customer support here for more information about Capital One and its accounts, and follow the steps below to set up an ACH payment.
Sending an ACH Payment From Your Capital One Account
With other types of services, Capital One allows customers to set up ACH payments online or through the mobile app.
Sending an ACH Payment Online
To send an ACH payment online, do the following:
- From your browser, open the Capital One website and log into your account.
- Go to your 360 checking account and select "bill pay" to set up an ACH transfer.
- Find the vendor's name in your payee list and click that vendor.
- Enter the information needed to set up recurring payments to the vendor from your Capital One account, including due date, how often payments are made (weekly, monthly, quarterly or annually) and how long these payments will be made (no end date or at a set end date).
- Confirm you wish to set up the ACH transfers and save the information.
- Make sure you check your account when the next payment is due to ensure it was processed correctly.
Establishing ACH Through the Mobile App
You can also use your mobile app account access to set up ACH transfers by doing the following:
- From your phone or tablet, open the Capital One website and log into your account.
- Go to your 360 checking account and tap "bill pay" to set up an ACH transfer.
- Locate the vendor's name in your payee list and tap that vendor.
- Add the information needed to set up recurring payments to the vendor from your Capital One account.
- Confirm and save.
It is important to double-check the ACH transfer for the first payment once you have set it up. Sometimes, there can be a delay between requesting the payment and the actual start of payments processing. Setting up ACH transfers helps you get your payments in on time each month and relieves stress. For more assistance or information, call Capital One customer support.
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