How Do I Redeem My Points with Capital One?

A perk of being a Capital One cardholder is the rewards you can earn for qualified purchases you make with your Capital One card. If you are a Capital One cardholder, you may have a number of points in your account waiting to be redeemed. How do you redeem your points with Capital One? You can call Capital One customer support here for more information and assistance. Below are ways to redeem your rewards points.

Things to Know About Rewards Points

Before redeeming your points, here are some things you should know about the rewards program.

1. Your reward points will not expire for the life of your account. As long as your account is open and in good standing, points will continue to accrue.
2. Capital One does not put a cap on rewards points you can earn through qualifying purchases.
3. Depending on your card, you can earn miles or points to redeem for travel rewards, cash, gift cards or other purchases.
4. If your account is suspended, delinquent, or otherwise in default, you cannot redeem your points.
5. While there is no cap on the number of points you can earn, you will lose the points you haven't used if you close the account. Therefore, if you are thinking of closing your Capital One account, make sure you have redeemed your points before doing so.

Ways to Redeem Points

There are several ways to redeem Capital One points, depending on the type of card you have. Some of those ways are discussed below.

1. If you want to redeem your points for cash, you can do so with a number of Capital One cards that contain reward programs. You can request a check from Capital One or request that the cash be applied directly to your statement.
2. If you have made a recent purchase, you can use the cashback points to cover that purchase.
3. Capital One partners with several retailers, allowing you to redeem your rewards points for gift cards.
4. You can link your Capital One card to Amazon and use your points to make purchases from its website.
5. You can link your Capital One card to your PayPal account and send your cash rewards directly to PayPal. At this point, you can use your PayPal account for whatever your wish.

How to Redeem Points

Redeeming your points is simple. Just follow these steps:

1. Go to the Capital One website.
2. Log into your account.
3. Click on "Redeem Points."
4. Choose how many points you wish to redeem and what you want for those points.
5. Click "Submit."

You can also redeem points from the Capital One mobile app by logging into your account and opening the rewards link. Then follow the steps listed online on deciding the number of points to use and how to use them.

Take control of your Capital One rewards points by following the steps outlined above. For more information or assistance, you can contact customer support here.