What are the requirements to apply for a loan?

To apply for a loan at Bank of Texas, there are a few requirements that need to be fulfilled. First and foremost, applicants must be at least 18 years old and be a legal resident of the United States. Additionally, a steady source of income is crucial, and applicants will need to provide proof of employment or other sources of income. Credit history is also considered, as good credit is essential for loan approval. The bank will consider factors such as the applicant's debt-to-income ratio and credit score. Collateral may be required for certain types of loans. The specific requirements may vary depending on the type of loan being applied for. It is recommended to contact the bank or visit the website for more detailed information regarding loan eligibility.