What are the requirements for getting a loan?

Asked a year ago
To apply for a loan at Bancolombia, certain requirements must be met. Firstly, applicants must be Colombian citizens or legal residents. Secondly, they should be at least 18 years old or older, with a stable source of income. This could include formal employment, self-employment, or a pension. The applicant's financial track record will also be assessed, considering their credit score and debt-to-income ratio. In addition, it is necessary to provide personal identification documents, such as a valid ID card or passport. Furthermore, individuals should present proof of residence, such as utility bills or bank statements. Finally, collateral may be required depending on the loan type and amount. Meeting these requirements will help increase the chances of obtaining a loan from Bancolombia.
Adam Goldkamp is the editor / author responsible for this content.
Answered May 3, 2024

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