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PayPal Europe Customer FAQ

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How do I Contact PayPal Europe Customer Service?

The question we are asked most often is about how to talk to PayPal Europe customer service. Click here for contact information, email and chat options, getting a live person, wait times and more.

What is PayPal Buyer Protection and how does it work?

PayPal Buyer Protection is a feature designed to provide customers with a sense of security when making purchases through PayPal. It When a buyer makes a payment using PayPal, they are automatically eligible for Buyer Protection on most transactions. This protection typically covers situations such as not receiving an item that was paid for, receiving an item that is significantly different from what was described in the listing, or if the item is damaged upon arrival. In such cases, the buyer can file a dispute through the PayPal Resolution Center. To initiate a claim under Buyer Protection, the buyer must act within a certain timeframe, which is usually within 180 days from the date of the transaction. Once a dispute is opened, the buyer can communicate with the seller through the platform to try to resolve the issue directly. If the matter cannot be resolved amicably, the buyer can escalate the dispute to a claim. PayPal will then review the claim, considering any evidence provided by both the buyer and the seller. The outcome will depend on the specifics of the case, and if the claim is successful, the buyer may receive a full refund for the disputed transaction. It is important to note that certain transactions, such as those related to services or certain categories of goods, may not be covered by Buyer Protection. In summary, PayPal Buyer Protection empowers customers by offering them a safety net when shopping online, allowing them to enjoy peace of mind while making purchases. For additional details, it is always a good idea to refer to the specific terms and conditions available on PayPal's official website....

Can I use PayPal for business transactions in Europe?

Yes, PayPal can be used for business transactions in Europe. It is designed to facilitate secure and efficient payment processing for Businesses can benefit from PayPal's extensive network, which allows for transactions in multiple currencies and offers support for various payment methods. Additionally, PayPal provides tools for reporting and accounting, which can help businesses track their income and manage expenses effectively. It is advisable for businesses to review the specific terms and fees associated with using PayPal for transactions, as these may vary based on the type of service used and the countries involved. For the most accurate and up-to-date information, visiting the official PayPal website is recommended....
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Recent PayPal Europe Customer Questions

I'm in Spain and trying to get PayPal to recognise my Bankinter debit card, it states registered but when i try to add payment it gives a message cannot recognise card on acct

We suggest checking that your Bankinter debit card is activated for online transactions and that the details entered in your PayPal account match those on the card. Ensure that the card is not expired and has sufficient funds. If the issue persists, it may be a temporary error with PayPal’s system or restrictions specific to your card.
Asked Jan 27, 2026 6:16 PM

They didn't send my withdrawn money to my confirmed bank account but claim to have done so. My bank didn't get anything. Paypal doesn't provide tracking help, doesn't do anything, just claims they did everything right.

We're sorry to hear about your issue. The withdrawals can sometimes take longer depending on your bank's processing times. If PayPal shows the money as successfully transferred, but you can't see it in your bank account, it's likely because the bank hasn't fully processed it yet. Most banks generally take 2-3 business days, but it could be longer. If it's been longer than this, we would recommend directly contacting your bank for further investigation. They should be able to trace the transfer with the details provided by PayPal.
Asked Jun 5, 2024 5:48 AM

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Currency and Fees

What are the supported currencies for PayPal Europe?

PayPal Europe supports a wide range of currencies to facilitate transactions for its users across Europe and other regions. While the For those looking to manage their accounts or engage in transactions, it is important to note that PayPal offers the ability to hold balances in multiple currencies. This feature can help users minimize the costs associated with currency conversion, which is particularly beneficial for businesses or individuals involved in cross-border trade. To find the most current list of supported currencies and to verify any specific currency considerations that might apply to an individual account, it is advisable to consult the official PayPal Europe website. There, users can locate detailed information regarding currencies and any applicable fees related to currency conversion or transactions....
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What are the fees associated with using PayPal in Europe?

PayPal Europe has a structured fee system that varies depending on several factors, such as the type of transaction, the currency used, For business transactions, fees are based on the amount received and the transaction type. Generally, PayPal charges a percentage of the transaction amount along with a fixed fee. The percentage can vary, often ranging from 1.9% to 4.4% based on the country's location and the payment method used. Additionally, if currency conversion is involved, PayPal typically applies a foreign exchange fee, which can add a small percentage to the conversion rate. Withdrawing funds from a PayPal account to a bank account may also incur fees, particularly for international transfers or if a currency conversion is involved. For accurate and up-to-date information about fees, it is advisable to visit the official PayPal website, where you can find a detailed breakdown of all applicable fees depending on your specific circumstances. Always refer to the latest information, as fees may change over time....
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Are there limitations on the amount I can transfer using PayPal in Europe?

PayPal Europe does impose certain limitations on the amount that can be transferred, and these can vary based on several factors. Primarily, For instance, unverified accounts typically have lower limits on transactions, while fully verified accounts may have higher thresholds. Some users might also encounter different limits depending on whether they are sending payments for goods and services or personal transactions, as well as the currencies involved in the transaction. Additionally, PayPal reserves the right to adjust limits based on risk assessments and security protocols. Users can find detailed information regarding their specific limits by logging into their account and checking the account settings or the help section. This ensures that they have the most accurate and relevant information tailored to their own accounts. If you are seeking further details regarding your specific situation or need to explore current transfer limits, it may be beneficial to check PayPal Europe’s official website for up-to-date information....
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Are there transaction limits for sending money through PayPal in Europe?

PayPal Europe does have transaction limits that may vary based on several factors, including the type of account a user holds and the Additionally, PayPal Europe often imposes limits for particular payment methods, such as credit cards or bank transfers. Users should also consider that certain transactions, especially international ones, may have different limitations compared to domestic transactions. To determine the precise limits applicable to a user's account, it is advisable to check the official PayPal website. There, users can find detailed information tailored to their specific country and account type. This ensures one can always stay informed about the latest updates regarding transaction limits and related policies....
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Account Security

What is PayPal Buyer Protection and how does it work?

PayPal Buyer Protection is a feature designed to provide customers with a sense of security when making purchases through PayPal. It When a buyer makes a payment using PayPal, they are automatically eligible for Buyer Protection on most transactions. This protection typically covers situations such as not receiving an item that was paid for, receiving an item that is significantly different from what was described in the listing, or if the item is damaged upon arrival. In such cases, the buyer can file a dispute through the PayPal Resolution Center. To initiate a claim under Buyer Protection, the buyer must act within a certain timeframe, which is usually within 180 days from the date of the transaction. Once a dispute is opened, the buyer can communicate with the seller through the platform to try to resolve the issue directly. If the matter cannot be resolved amicably, the buyer can escalate the dispute to a claim. PayPal will then review the claim, considering any evidence provided by both the buyer and the seller. The outcome will depend on the specifics of the case, and if the claim is successful, the buyer may receive a full refund for the disputed transaction. It is important to note that certain transactions, such as those related to services or certain categories of goods, may not be covered by Buyer Protection. In summary, PayPal Buyer Protection empowers customers by offering them a safety net when shopping online, allowing them to enjoy peace of mind while making purchases. For additional details, it is always a good idea to refer to the specific terms and conditions available on PayPal's official website....
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What should I do if I suspect unauthorized activity on my PayPal account?

If you suspect unauthorized activity on your PayPal account, it is important to act quickly to protect your financial information....
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What measures does PayPal take to protect my account from fraud in Europe?

PayPal takes several measures to protect accounts from fraud in Europe. First and foremost, they utilize advanced encryption technology In addition to encryption, PayPal employs sophisticated fraud detection systems that analyze transactions in real time. These systems monitor user behavior and look for unusual patterns that may indicate fraudulent activity. If any suspicious transactions are detected, PayPal may temporarily hold the transaction and notify the account holder for verification, thereby preventing unauthorized charges. Another key measure is the two-factor authentication option that PayPal encourages its users to activate. This feature adds an extra layer of security by requiring a second verification step, such as a one-time code sent to the user’s mobile device, in addition to the usual password. This makes it more difficult for unauthorized individuals to gain access to the account. PayPal also provides resources to educate users about online security. They offer tips on recognizing phishing attempts and remind users to regularly update their passwords. Furthermore, they have a dedicated resolution center where users can report suspicious activities or fraudulent transactions, making it easier for them to take appropriate action. For those interested in more detailed information about account security measures, it is advisable to visit the official PayPal Europe website, where current and comprehensive details can be found....
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Account Management

Can I use PayPal for business transactions in Europe?

Yes, PayPal can be used for business transactions in Europe. It is designed to facilitate secure and efficient payment processing for Businesses can benefit from PayPal's extensive network, which allows for transactions in multiple currencies and offers support for various payment methods. Additionally, PayPal provides tools for reporting and accounting, which can help businesses track their income and manage expenses effectively. It is advisable for businesses to review the specific terms and fees associated with using PayPal for transactions, as these may vary based on the type of service used and the countries involved. For the most accurate and up-to-date information, visiting the official PayPal website is recommended....
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How do I set up a PayPal business account?

To set up a PayPal business account, an individual should visit the official PayPal website and click on the option to create an account....
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How can I change my PayPal account settings or preferences?

To change your PayPal account settings or preferences, a user can log into their account on the PayPal website or mobile application. It is important to review each section, as there may be specific settings related to privacy, payment receiving preferences, and language options that can be customized according to individual needs. Additionally, users should ensure they save any changes made before exiting the settings area. For updated information and detailed instructions, it might be helpful to check the support resources available on the PayPal Europe website, as these may provide further clarity on managing settings efficiently....
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How can I link my bank account to PayPal in Europe?

Linking a bank account to PayPal in Europe is a straightforward process. First, you will need to log into your PayPal account. Once You will be prompted to enter the details of your bank account, including the account number and the sort code for UK accounts or the IBAN for other European accounts. After entering the necessary information, PayPal will usually verify your bank account. This verification may involve small deposits made to your bank account that you will need to confirm back in your PayPal account. It is worth noting that this process may take a few days. For further details or any assistance, one may consider checking the relevant sections on the PayPal website....
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Payment Issues

What is PayPal's Privacy Policy for European users?

PayPal's Privacy Policy for European users outlines how personal information is collected, used, and protected when they use the services According to the policy, PayPal collects various types of information including personal identification details, transaction data, and information related to the devices used to access their services. This information is primarily used to facilitate transactions, improve user experience, and maintain security. PayPal also utilizes user data for marketing purposes, but they provide options for users to manage their preferences regarding communication and marketing outreach. PayPal ensures that they take appropriate security measures to safeguard personal information against unauthorized access and data breaches. The privacy policy also explains users' rights, such as the right to access their data, the right to request corrections, and the right to request deletion of their data under certain circumstances. It is important for users to remain informed about how their information is handled and to review the latest version of PayPal’s Privacy Policy on their official website for detailed information. The website contains comprehensive insights into data processing, data retention policies, and how users can exercise their rights regarding personal information....
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What is the process for resolving billing errors with PayPal?

Resolving billing errors with PayPal typically involves several key steps that users should follow to ensure that their concerns are If a billing error is identified, the next step is to initiate a dispute. PayPal offers a dispute resolution center where users can formally report the issue. It is important to provide all relevant details, including transaction numbers and a clear explanation of the error, to facilitate a thorough investigation. This can help expedite the resolution process. Once the dispute is filed, PayPal will communicate with both the user and the merchant involved, if applicable. It is essential for users to monitor their emails regularly, as PayPal may send updates or require additional information. Users have the option to escalate the dispute to a claim if they do not receive a satisfactory response within a specific time frame. PayPal generally aims to resolve disputes within a certain period, often up to thirty days, but this can vary depending on the complexity of the case. While PayPal handles the dispute process, maintaining open communication and providing prompt responses can contribute to a quicker resolution. For both current information regarding billing issues and guidance on how to utilize the resolution center effectively, users should visit the official PayPal website, as it provides the most accurate details and resources in real time....
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What should I do if I have a payment dispute on PayPal?

If a user has a payment dispute on PayPal, they can follow a structured approach to resolve the issue effectively. First, the user The user will need to select the appropriate type of dispute, such as a transaction that is unauthorized or one related to items that were not received or were significantly not as described. It is important for the user to provide as much detail as possible, including any relevant correspondence with the seller and evidence supporting their claim. After filing the dispute, the user should monitor the situation closely. PayPal allows for communication between the user and the seller during the resolution process. If the dispute cannot be resolved amicably, the user may escalate the matter to a claim, which will engage PayPal to intervene and make a decision based on the evidence presented by both parties. For further and updated information, users may want to check the relevant sections on PayPal's website regarding dispute resolution procedures....
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How can I set up recurring payments using PayPal in Europe?

Setting up recurring payments with PayPal Europe is a straightforward process that can be very beneficial for businesses and individuals First, log into your PayPal business account and navigate to the "Tools" section. From there, you will find options to create buttons for various payment types. Choose the "Subscription" button option. You will be prompted to enter details such as the item name, billing amount, billing cycle, and how many times you wish the payment to recur. After setting up the subscription, PayPal will generate code for the button. You can embed this code on your website or share the payment link with your customers. When your customers click on the button or link, they will be directed to PayPal to complete the payment process. In addition, it is wise to review the current PayPal Europe documentation for any updates or additional guidelines regarding setting up recurring payments....
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PayPal Europe issues reported to GetHuman
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