How Do I Setup Autopayment for My Discover Credit Card?

Keep on top of your Discover credit card bill each month with autopay. Using the mobile app, online or your paper statement, you can easily enroll in autopay, set the amount you want to pay each month, and improve your credit health. Online and mobile app use are the quickest, easiest ways to set up autopayments. Remember to routinely review your account and take charge of your financial health.

Nov 22, 2021

As a Discover credit card customer, you want to make sure you stay on top of your monthly bill. Paying your bill on time keeps your account in good standing, strengthens your credit score, and gives you peace of mind that the card will be there for you when you need it. Autopayment is one of the features Discover gives customers to help them stay on top of their monthly payments. How do you set up autopayment for your Discover credit card? You can get more information on how to enroll in autopay by calling customer support here. Below are also steps on setting up autopayment for your Discover credit card.

How To Set Up Autopay

Setting up autopayments on your Discover credit card can be done online, via the mobile app, or through the mail. The steps to setting this up are outlined below:

From the Website

Going online to set up Discover credit card autopay is the quickest and easiest way to enroll. Just follow the steps below:

  1. Go to the Discover website.
  2. Log into your account.
  3. Select "Activity and Payments."
  4. Click on "Automatic Payments."
  5. Enter your bank account routing and account number.
  6. Choose the amount you want to pay each month (minimum amount due, current statement balance or other payment).
  7. Enter the day of the month you want your payments drafted (it's a good idea to choose a few days before your actual due date to avoid the potential for late fees).
  8. Review your information for accuracy.
  9. Submit the information.

Discover will automatically take the amount you specified each month when your credit card bill is due.

On the Mobile App

Setting up autopayments on your Discover credit card via the mobile app is also a quick and easy process. Here are the steps to using your mobile app:

  1. Open the app on your smart device.
  2. Log into your account.
  3. At the bottom navigation, tap on "payments" and then "pay."
  4. Link your bank account to your Discover credit card by entering your routing and account numbers.
  5. Tap on "Autopayments."
  6. Enter the amount you wish to pay each month.
  7. Enter the date you want to make the payment.
  8. Review your information.
  9. Tap on Submit.

Setting Up Autopayments Via Snail Mail

The third and most time-consuming method of setting up autopayments is through regular mail. In your monthly statement, you will find a form you can fill out with your banking information (routing and account number), the amount you want to pay and a box to check requesting you be enrolled in autopayments. This method can take some time to go into effect since you will have to mail the form back with your current month's payment.

Setting up autopayments saves you time and money and will work to build a stronger credit score for you. Remember to routinely check your statements to ensure your payments are being properly credited. Keep enough in your bank account to cover the amount of payment you chose and check your bank statements regularly (especially if you are paying off your balance each month). Take control of your payments through autopay. For more information or help, contact Discover credit card customer service here.

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