What types of home loans does Wizard Home Loans offer?

Wizard Home Loans offers a variety of home loan products to cater to different needs and financial situations. The most common types of loans include fixed-rate mortgages, which provide borrowers with a stable interest rate over the life of the loan, making it easier to budget monthly payments. Additionally, they offer variable-rate mortgages, where the interest rate may change over time based on market conditions, which can result in lower initial payments but may fluctuate later on. Wizard Home Loans also provides options for first-time home buyers, which can include special programs with lower down payment requirements and more flexible credit criteria. For those interested in refinancing, they have refinancing options that can help borrowers take advantage of lower interest rates or access equity in their homes. Furthermore, they may offer investment property loans for those looking to purchase rental properties. It is advisable to check their current web page for more specific details on the loan products and terms they offer, as these can vary.