What documents do I need to provide for a home loan application?

When applying for a home loan with Wizard Home Loans, applicants typically need to provide a range of documents to verify their financial situation. First, proof of identity is essential, which can include a government-issued identification like a driver's license or passport. Applicants will also be required to submit proof of income, which can be in the form of recent payslips, tax returns, or bank statements showing regular income deposits. In addition to these documents, evidence of assets, such as savings accounts or investment statements, is often necessary. If the applicant is self-employed, additional documentation, such as profit and loss statements, may be required. Lastly, information related to the property being purchased, such as the contract of sale and any property valuation reports, will also be needed. For exact requirements, it is wise to consult the current web page of Wizard Home Loans, as they may vary based on individual circumstances.