Can I purchase travel insurance for a trip that has already started?

Asked 2 years ago
Typically, travel insurance must be purchased before your trip begins to ensure coverage for cancellations, interruptions, or related events that may occur before or during your journey. Travel Guard usually has this policy, as most insurers provide coverage for unforeseen events that arise before the trip starts. However, once a trip has commenced, it may be challenging to secure coverage for events that have already occurred or for situations that could arise during the ongoing trip. Some providers might offer limited types of coverage even after departure, such as travel medical insurance for emergencies, though this is often not comprehensive. It is advisable to review the specific terms and conditions of the policies available at travelguard.com to understand the coverage options that may be applicable to your situation. Additionally, there may be information regarding the specific limitations and exclusions tied to purchasing insurance after a trip has begun.
Jeff Whelpley is the editor / author responsible for this content.
Answered Aug 6, 2025

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