Can I purchase travel insurance after I have already started my trip?

Asked 2 years ago
Purchasing travel insurance after starting your trip is generally not possible. Most travel insurance policies require that the policy be purchased before your departure date to ensure coverage for unforeseen events, such as trip cancellations or interruptions, medical emergencies, or lost luggage. Insurers want to mitigate risk, which is why they require the policy to be activated prior to the beginning of the travel period. Some specific policies may offer coverage for emergencies during the trip but will exclude pre-existing conditions or events that were already known prior to purchasing the insurance. It is advisable to review the terms and conditions of any insurance option you consider to understand its limitations and coverage scope. For further clarification on options available or specific scenarios regarding travel insurance policies, it may be beneficial to consult with the customer service team of Travel Insurance Experts or visit their website for detailed information.
Jeff Whelpley is the editor / author responsible for this content.
Answered Aug 12, 2025

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