How Do I Recover My Username and Password with TransUnion?

In a nutshell: TransUnion provides a platform to monitor your credit score and report. If you encounter issues logging in due to a forgotten password or username, recovery options are available. First, ensure any passcode emails aren’t in your Spam folder; if needed, resend the request. Visit the TransUnion homepage, use

Jeff Whelpley is the editor / author responsible for this content.
Nov 24, 2025

Introduction

TransUnion can be a useful website for monitoring your credit score and keeping track of your credit report details. So if you are having difficulty logging in to your TransUnion account because of a missing password, a missing username, or both, you need to learn how to recover them. Fortunately, the company makes this pretty easy to do, giving you a couple of different ways to do it.

What You'll Need

If you don't receive the email from TransUnion with your passcode, check your Spam folder, in case it got sent there by mistake. If it still hasn't arrived after 10 minutes, resend the passcode request.If you have multiple TransUnion accounts, make sure you tell that to the TransUnion representative when you ask for help recovering access to this one.

Go to the TransUnion home page.

TransUnion home page

How Do I Recover My Username and Password with TransUnion? (Step 1)

Click on the Login button in the navigation bar at the top of the page.

If you simply forgot your password or username, continue on with the next step. If you cannot remember either, and no longer have access to the email you have associated with your TransUnion account, skip to step 11.

Click on the "Log in help" link under the Log In button.

How Do I Recover My Username and Password with TransUnion? (Step 3)

Select the "I forgot my password, username, or email" option.

How Do I Recover My Username and Password with TransUnion? (Step 4)

Click on the Get Started button.

How Do I Recover My Username and Password with TransUnion? (Step 5)

Enter the phone number or email address associated with your TransUnion account in the text field provided.

Enter the last four digits of your social security number.

Click on the Next button.

Check the email or phone you provided for a passcode from TransUnion.

Enter the passcode in the space provided.

Your username will be displayed and you will be given the opportunity to reset your password.

Click on the "Log in a different way" link under the password text field.

Enter your full social security number in the upper text field.

How Do I Recover My Username and Password with TransUnion? (Step 12)

Enter your last name in the middle text field.

Enter your date of birth in MM/DD/YYYY format in the lower text field.

Click on the Continue button.

TransUnion will try to identify your account using the personal information you have provided.

Follow the prompts to verify your identity.

If TransUnion is able to locate your account, it will try to find a way to verify your identity. If you are able to verify it, the company will give you access to your account again. Be sure to make note of your log in information, and update your email and phone number on file, when you regain access.

Conclusion

If you need any assistance, call a TransUnion customer service agent. You can reach one from Monday through Friday from 8:00 am to 11:00 pm EST. The customer service center is closed on Saturday and Sunday.

Further questions?

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Jeff truly believes that all customers deserve good service. He’s been building tools, inventing phone tree hacks and helping customers since before his days at GetHuman. He's also a Google GDE and involved in the Angular community.
How Do I Recover My Username and Password with TransUnion?

Why does GetHuman Write How-to Guides for TransUnion Problems?

GetHuman has been working for over 10 years on sourcing information about big organizations like TransUnion in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our How Do I Recover My Username and Password with TransUnion? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.

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