Can I dispute errors on my credit report if they are not from TransUnion?

Asked 2 years ago
Yes, you can dispute errors on your credit report regardless of which credit reporting agency provided the information. If you identify inaccuracies on your credit report from TransUnion, Equifax, or Experian, it is important to address these discrepancies to ensure your credit report reflects accurate information. Each credit reporting agency has its own process for handling disputes, and typically, the process involves submitting a formal dispute either online, by mail, or by phone. When disputing an error, you should provide as much detail as possible, including any supporting documentation that substantiates your claim. The credit bureau is obligated to investigate your dispute, usually within thirty days, and they will contact the creditor associated with the disputed information. If the information is found to be incorrect, it will be removed or corrected accordingly. It may also be beneficial to reach out to the creditors reporting the disputed information directly, as they may be able to resolve the issue more quickly. For comprehensive details on the dispute process and what information to provide, it is advisable to refer to the official website of the credit reporting agency in question.
Jeff Whelpley is the editor / author responsible for this content.
Answered Jun 15, 2025

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