How long does it take to receive funds in my bank account after a sale?

Asked 2 years ago
When a sale is completed using Square, the timing for receiving funds in a bank account can vary depending on several factors, including the type of payment accepted and the merchant's location. Generally, Square processes payments quickly, and funds are typically available in the merchant’s bank account within one to two business days after the transaction is finalized. However, certain transactions may experience delays, especially if there are issues with the account, such as the need for additional verification or if the transaction amount exceeds a specified threshold. For those who are enrolled in Square’s Instant Transfer feature, it is possible to access funds in a matter of minutes, although this service does incur a fee. It is also important to consider weekends and holidays, as they may affect the standard processing times. For the most accurate and up-to-date information regarding fund transfer times, checking Square’s official website would be beneficial, as they provide detailed guidelines and resources for merchants.
Christian Allen is the editor / author responsible for this content.
Answered Jun 15, 2025

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