What should I do if I suspect fraudulent activity on my PayPal Credit account?

Asked 5 months ago
If a user suspects fraudulent activity on their PayPal Credit account, it is important to take immediate action to protect their finances and personal information. The first step is to review recent transactions on the account to identify any unauthorized charges or suspicious activity. Users should take note of any transactions that they do not recognize and gather relevant details such as dates and amounts. Next, it is advisable to secure the user's account by changing their password. This is a crucial step to limit any further unauthorized access. Additionally, enabling two-factor authentication can provide an extra layer of security. Once the account is secure, it is important to report the suspected fraudulent activity. Users should follow the procedures outlined on the PayPal Credit website regarding reporting fraud, which typically includes filling out a fraud claim or contacting customer support through the appropriate channels. It is essential to provide clear and concise information regarding the suspected fraudulent transactions. Finally, users should consider monitoring their accounts closely in the future and checking their credit reports for any unusual activity. Becoming aware of how to detect potential fraud can help users respond quickly should similar situations arise again. For further information, users can refer to the relevant sections on the PayPal Credit website, which may provide additional guidance and contact details for assistance.
Adam Goldkamp is the editor / author responsible for this content.
Answered Jul 2, 2025

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