What are the requirements to apply for PayPal Credit?

Asked 2 years ago
To apply for PayPal Credit, a prospective applicant must meet several key requirements. First and foremost, the individual must be a resident of the United States. They must also be at least eighteen years old, as this is the legal age to enter into a credit agreement in the United States. In addition, a valid social security number or an individual taxpayer identification number is necessary to complete the application process. Another important requirement is having an active PayPal account. If the individual does not already have a PayPal account, they will be prompted to create one during the application process. The applicant will need to provide basic personal information such as name, address, and income details. Creditworthiness is also evaluated, which means that the applicant's credit history and score may impact the decision. It is advisable for individuals to review their credit standings before applying. For more information on the specific requirements and the application process, it can be helpful to visit the official PayPal Credit website, where the most current details and guidelines can be found.
Adam Goldkamp is the editor / author responsible for this content.
Answered Jul 2, 2025

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