What are the available payment options?
Panera Bread provides a variety of payment options to make the dining experience convenient for customers. Patrons can choose to pay with major credit and debit cards, including Visa, MasterCard, American Express, and Discover. Additionally, Panera accepts mobile payments through platforms such as Apple Pay and Google Pay, allowing for contactless transactions.
Customers also have the option to use gift cards, which can be purchased either in-store or online. These gift cards can be an excellent choice for individuals looking to treat friends and family or for those who enjoy frequent visits to the cafe.
Furthermore, for those utilizing the Panera app or the website for online orders, there is the opportunity to link a payment method for easy and quick checkout experiences. While there may be specific circumstances or promotions that affect payment options, it is always a good idea to refer to the current website for the most accurate and updated information regarding payment methods.

Answered Jul 2, 2025
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