Are there any services or items not covered under Medicare that I should be aware of?
Asked 2 years ago
Medicare provides a broad range of health care services and items for its beneficiaries, but there are certain exclusions that individuals should be aware of. Humana Medicare, like other Medicare plans, generally does not cover the following services and items. First, most routine dental care, including cleanings, extractions, and dentures, is not covered. Vision care also tends to have limited coverage, as routine eye exams and glasses are typically not included.
Furthermore, hearing aids are often not covered by standard Medicare. While some evaluations may be included, the actual devices are usually the financial responsibility of the beneficiary. Long-term care is another significant gap, as Medicare does not cover custodial care in nursing facilities or assisted living. Additionally, cosmetic surgeries and most alternative treatments, such as acupuncture or massage therapy, are often excluded from coverage.
Medicare Part A and Part B also do not typically cover personal items, such as in-home health care that is custodial in nature or home modifications. It is crucial for individuals to carefully review their Medicare plans and understand the specific benefits and exclusions. For the most detailed and current information regarding coverage, it is helpful to visit the Humana website, where specific plan details may offer clarity on covered services and items.
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