What type of insurance coverage is recommended for a cruise?

Asked 5 months ago
When planning a cruise, it is important to consider various types of insurance coverage to ensure a smooth travel experience. Travelers usually benefit from obtaining travel insurance that includes trip cancellation or interruption coverage. This is especially valuable in case unforeseen circumstances arise, such as illness or emergencies, which could prevent one from embarking on the cruise or cause early termination of the trip. Additionally, medical coverage is crucial, as some health insurance plans may not cover expenses incurred while traveling internationally or on a cruise ship. Cruise lines typically do not provide medical insurance, which makes personal coverage essential to handle any medical emergencies during the trip. Moreover, travelers often find benefit in securing coverage for lost or delayed luggage, which can provide reimbursement for essentials should belongings be mishandled. Finally, some travelers opt for evacuation insurance, offering assistance in case of serious medical emergencies requiring transport to a hospital. Travelers are encouraged to research insurance options thoroughly and review policy details to determine the best fit for their cruise experience. For specific options and recommendations, exploring the current Holland America Cruise Line web page may provide additional insights.
Jeff Whelpley is the editor / author responsible for this content.
Answered Jul 4, 2025

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