What are the fees associated with certain banking services?

Heritage Bank of Commerce typically has a range of fees associated with various banking services, which can vary depending on the specific account type and the services utilized. For checking accounts, there may be monthly maintenance fees, but these can often be waived if certain balance requirements are met or if there are a specified number of monthly transactions. Additionally, there may be fees for overdraft services, insufficient funds, or wire transfers. For savings accounts, fees may apply for excessive transactions or for not maintaining a minimum balance. Money market accounts and certificates of deposit may also have their own set of associated fees related to early withdrawals or minimum balance requirements. It is important to note that many banks, including Heritage Bank of Commerce, offer detailed information regarding their fee structure on their website. Visiting their site can provide insights into the specific fees associated with various accounts and services offered. This information can be helpful for customers to choose the banking products that suit their needs best and to manage their banking costs effectively.