Do I need insurance to rent a car?

Asked 2 years ago
When renting a vehicle from Enterprise Rent-A-Car, customers are typically presented with various insurance and protection options. While it is not legally required to have insurance in order to rent a car, it is strongly recommended to consider coverage for potential damages or accidents. This can provide peace of mind during the rental period. Many personal auto insurance policies do extend coverage to rental vehicles, but it is advisable for renters to check with their own insurance providers to confirm the extent of their coverage. In addition, customers may have coverage options available through credit card benefits, which could also apply to rental cars. Enterprise also offers several protection plans, including Collision Damage Waiver and Liability Protection, which can be purchased at the time of rental. These options can limit the financial risk associated with damages and accidents. Ultimately, it will be essential for customers to carefully review their own insurance policies and the options available at the rental location to make an informed decision. For detailed information on specific coverage options, it may be useful to visit the relevant page on the Enterprise website.
Jeff Whelpley is the editor / author responsible for this content.
Answered Jun 16, 2025

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