What types of healthcare expenses can I use Care Credit for?

Asked 2 years ago
Care Credit can be utilized for a wide range of healthcare expenses, making it a flexible financing option for many individuals. It is specifically designed to cover out-of-pocket medical costs that may not be fully addressed by insurance. This includes expenses related to dental care, such as routine check-ups, orthodontics, and cosmetic procedures. Individuals can also use Care Credit for vision care, including eye exams, glasses, contact lenses, and certain eye surgeries. In addition to dental and vision care, Care Credit can be applied to veterinary expenses for pets, making it a useful tool for pet owners in need of medical treatments or procedures. Individuals may also consider using Care Credit for cosmetic procedures provided by qualified healthcare professionals, such as plastic surgery or dermatological treatments. Moreover, Care Credit is often accepted by various healthcare providers, including hospitals and outpatient centers, for major medical procedures, fertility treatments, audiology services, and even chiropractic care. This broad acceptance allows individuals to address multiple aspects of their healthcare needs through one financing option. It is important to note that while Care Credit is versatile, it is always advisable for users to verify with their healthcare provider whether the specific service or procedure qualifies for Care Credit financing. For the most detailed and updated information, including specific services and eligibility, individuals can refer to the official Care Credit website.
Adam Goldkamp is the editor / author responsible for this content.
Answered Jun 16, 2025

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