What credit score do I need to qualify for Care Credit?

Asked 2 years ago
Care Credit does not publicly disclose a specific minimum credit score requirement for qualification, as approval depends on various factors, including credit history, income, and the specific healthcare expenses being financed. Generally, individuals with a higher credit score may have an easier time obtaining approval and may receive better terms on their Care Credit account. Typically, a credit score of around 620 or higher is often considered favorable for most financing programs, including Care Credit. However, since Care Credit evaluates each application on a case-by-case basis, individuals with lower credit scores may still qualify depending on their overall financial situation and creditworthiness. For the most accurate and detailed information regarding credit score criteria and application procedures, it is advisable to visit the official Care Credit website. There, potential applicants can find relevant resources and guidance to assist them with their inquiries.
Adam Goldkamp is the editor / author responsible for this content.
Answered Jun 16, 2025

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