Are there any age restrictions for opening a bank account?

Asked 5 months ago
Bank of Scotland typically has age restrictions for opening various types of bank accounts. Generally, individuals must be at least sixteen years old to open a standard account, such as a current account. For specific accounts designed for younger customers, there may be options available for those aged under sixteen, often referred to as youth or student accounts. If an individual is under the legal age of eighteen, they may require a parent or guardian to help manage the account. This additional support is usually necessary to comply with banking regulations concerning minors. It is advisable for potential customers to visit the official Bank of Scotland website for detailed information on account types, eligibility criteria, and the documentation required to open an account. The website also provides contact details in case further specific inquiries need to be addressed regarding age restrictions.
Adam Goldkamp is the editor / author responsible for this content.
Answered Jul 14, 2025

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