What should I do if I forget my credit card PIN?

Asked 5 months ago
If a customer forgets their credit card Personal Identification Number (PIN), they can typically follow a few steps to regain access. First, they should check any documentation or correspondence related to the credit card, as the PIN may have been provided during the card's issuance. If the PIN is not found, the customer can often retrieve it through the bank's mobile app or online banking platform, where they may have options to manage their PIN. In cases where these methods are not available, the customer may need to request a new PIN through the bank’s customer service channels. It is wise for the customer to verify their identity, which may involve answering security questions or providing personal identification details. For specific instructions or more assistance, customers can visit the official Bank of America Credit website for the latest guidelines on managing lost or forgotten PINs.
Adam Goldkamp is the editor / author responsible for this content.
Answered Jul 13, 2025

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