How do I redeem my credit card rewards?

Asked 2 years ago
To redeem credit card rewards with Bank of America Credit, one generally needs to log into their online banking account or the Bank of America mobile app. Once logged in, the user can navigate to the rewards section, where they will find options for redeeming rewards. This can include choices such as cash back, travel, gift cards, or merchandise, depending on the specific rewards program associated with the credit card. Users may also have the option to redeem points directly during the checkout process at selected retailers, using the rewards as a payment method. Furthermore, it is essential to review the rewards program details, as different cards have varying redemption options and potential expiration dates for points or cash back. For the most accurate and current information, it is advisable to visit the Bank of America website or review the terms and conditions related to the specific rewards earned.
Adam Goldkamp is the editor / author responsible for this content.
Answered Jul 13, 2025

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